There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Hattargi branch in Belgaum, Hukeri, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Belgaum or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code BARB0VJHATT. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Hattargi, Belgaum

Here are the main details that are associated with the IFSC Code BARB0VJHATT of Bank Of Baroda for its branch located in Belgaum, within the district of Hukeri in the state of Karnataka.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJHATT
Branch Hattargi
City Belgaum
District Hukeri
State Karnataka
Address Bisirotti Building , Yamkanmardi Road , Hattargi, Taluk Hukkeri , Hattargi , 591246

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Belgaum for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJHATT for the Hattargi branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Hattargi, Belgaum, Karnataka, are given a unique IFSC like BARB0VJHATT to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Belgaum.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Belgaum and Hukeri.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Hattargi goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0VJHATT

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Hattargi in Belgaum.

For example, the IFSC Code BARB0VJHATT of Bank Of Baroda for the Hattargi branch has these elements, identifying the bank and the branch location in Belgaum and Karnataka correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VJHATT of Bank Of Baroda for its Hattargi branch located in Belgaum, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Belgaum and Hukeri, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Hattargi or Belgaum to get the exact IFSC Code BARB0VJHATT.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Belgaum, you'll get the correct details.

How to Use IFSC Code BARB0VJHATT for Online Transfers?

Once you have the IFSC Code BARB0VJHATT for the Hattargi branch of Bank Of Baroda in Belgaum, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VJHATT. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0VJHATT.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Hattargi in Belgaum, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Hattargi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Belgaum to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Hattargi, Belgaum?

The IFSC Code is BARB0VJHATT.

Is the IFSC Code BARB0VJHATT permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Hattargi?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Hattargi branch?

The address of the branch is Bisirotti Building , Yamkanmardi Road , Hattargi, Taluk Hukkeri , Hattargi , 591246 located in Belgaum, Hukeri, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.