IFSC Code of Bank Of Baroda, Chikkodi, Chikodi, Karnataka- BARB0VJCHBE

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Chikkodi branch in Belgaum, Chikodi, Karnataka, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Belgaum or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code BARB0VJCHBE. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Chikkodi, Belgaum

Here are the main details that are associated with the IFSC Code BARB0VJCHBE of Bank Of Baroda for its branch located in Belgaum, within the district of Chikodi in the state of Karnataka.

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Belgaum for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJCHBE for the Chikkodi branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Chikkodi, Belgaum, Karnataka, are allotted a unique IFSC like BARB0VJCHBE to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Belgaum.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Belgaum and Chikodi.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Chikkodi reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code BARB0VJCHBE

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Chikkodi in Belgaum.

For example, the IFSC Code BARB0VJCHBE of Bank Of Baroda for the Chikkodi branch has these elements, identifying the bank and the branch location in Belgaum and Karnataka correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VJCHBE of Bank Of Baroda for its Chikkodi branch located in Belgaum, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Belgaum and Chikodi, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Chikkodi or Belgaum to get the exact IFSC Code BARB0VJCHBE.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Belgaum, you'll get the correct details.

How to Use IFSC Code BARB0VJCHBE for Online Transfers?

Once you have the IFSC Code BARB0VJCHBE for the Chikkodi branch of Bank Of Baroda in Belgaum, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0VJCHBE. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJCHBE.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Chikkodi in Belgaum, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Chikkodi, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of Baroda website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Belgaum manage their online transfers and cheque clearances easily.