Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Ramdurg Branch branch in Belagavi, Ramdurg, or Karnataka, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Belagavi or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code BARB0RAMDUR. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Ramdurg Branch, Belagavi

Here are the key points that are associated with the IFSC Code BARB0RAMDUR of Bank Of Baroda for its branch located in Belagavi, within the district of Ramdurg in the state of Karnataka.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0RAMDUR
Branch Ramdurg Branch
City Belagavi
District Ramdurg
State Karnataka
Address 25-5-134 A, Ward No.11, Ter Bazar, Ramdurg, Taluk-Ramdurg, Belagavi District-591123

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Belagavi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0RAMDUR for the Ramdurg Branch branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Ramdurg Branch, Belagavi, Karnataka, are allotted a unique IFSC like BARB0RAMDUR to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Belagavi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Belagavi and Ramdurg.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Ramdurg Branch reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code BARB0RAMDUR

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ramdurg Branch in Belagavi.

For example, the IFSC Code BARB0RAMDUR of Bank Of Baroda for the Ramdurg Branch branch includes these elements, identifying the bank and the branch location in Belagavi and Karnataka accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0RAMDUR of Bank Of Baroda for its Ramdurg Branch branch located in Belagavi, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Belagavi and Ramdurg, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Ramdurg Branch or Belagavi to get the exact IFSC Code BARB0RAMDUR.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Belagavi, you'll get the correct details.

How to Use IFSC Code BARB0RAMDUR for Online Transfers?

Once you have the IFSC Code BARB0RAMDUR for the Ramdurg Branch branch of Bank Of Baroda in Belagavi, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0RAMDUR. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0RAMDUR.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Ramdurg Branch in Belagavi, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Ramdurg Branch, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Belagavi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Ramdurg Branch, Belagavi?

The IFSC Code is BARB0RAMDUR.

Is the IFSC Code BARB0RAMDUR permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Ramdurg Branch?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ramdurg Branch branch?

The address of the branch is 25-5-134 A, Ward No.11, Ter Bazar, Ramdurg, Taluk-Ramdurg, Belagavi District-591123 located in Belagavi, Ramdurg, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.