For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its G.D. College, Begusarai branch in Begusarai, Begusarai, Bihar, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Begusarai or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BARB0BEGUEC. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, G.D. College, Begusarai, Begusarai
The table below shows the main details of the IFSC Code BARB0BEGUEC for the Bank Of Baroda branch in Begusarai, which falls under the Begusarai district in Bihar.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0BEGUEC |
| Branch | G.D. College, Begusarai |
| City | Begusarai |
| District | Begusarai |
| State | Bihar |
| Address | G D College Campus, Begusarai, Pin - 851101 |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Begusarai for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0BEGUEC for the G.D. College, Begusarai branch of Bank Of Baroda is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0BEGUEC is given to every bank branch, including Bank Of Baroda located in G.D. College, Begusarai, Begusarai, Bihar, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Begusarai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Begusarai and Begusarai.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in G.D. College, Begusarai doesn't end up at another location.
Format of the IFSC Code BARB0BEGUEC
This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as G.D. College, Begusarai in Begusarai.
For example, the IFSC Code BARB0BEGUEC of Bank Of Baroda for the G.D. College, Begusarai branch includes these elements, identifying the bank and the branch location in Begusarai and Bihar accurately.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0BEGUEC of Bank Of Baroda for its G.D. College, Begusarai branch located in Begusarai, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Begusarai and Begusarai, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for G.D. College, Begusarai or Begusarai to find the exact IFSC Code BARB0BEGUEC.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Begusarai will provide accurate information.
How to Use IFSC Code BARB0BEGUEC for Online Transfers?
If you have the IFSC Code BARB0BEGUEC for the G.D. College, Begusarai branch of Bank Of Baroda in Begusarai, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0BEGUEC. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0BEGUEC.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda G.D. College, Begusarai in Begusarai, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in G.D. College, Begusarai, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Begusarai to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0BEGUEC.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is G D College Campus, Begusarai, Pin - 851101 located in Begusarai, Begusarai, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.