Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Bank Of Baroda, Teghra branch in Begusarai, Teghra, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Begusarai or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BARB0TEGHRA. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Bank Of Baroda, Teghra, Begusarai

Here are some of the key details that come with the IFSC Code BARB0TEGHRA of Bank Of Baroda for its branch located in Begusarai, within the district of Teghra in the state of Bihar.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0TEGHRA
Branch Bank Of Baroda, Teghra
City Begusarai
District Teghra
State Bihar
Address Mithlesh Devi, Ujjwal Market, Main Road Teghra,Begusarai, Pin - 851133, Bihar.

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Begusarai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0TEGHRA for the Bank Of Baroda, Teghra branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Bank Of Baroda, Teghra, Begusarai, Bihar, are given a unique IFSC like BARB0TEGHRA to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Begusarai.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Begusarai and Teghra.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Bank Of Baroda, Teghra goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Bihar and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0TEGHRA

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bank Of Baroda, Teghra in Begusarai.

For example, the IFSC Code BARB0TEGHRA of Bank Of Baroda for the Bank Of Baroda, Teghra branch has these elements, identifying the bank and the branch location in Begusarai and Bihar correctly.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0TEGHRA of Bank Of Baroda for its Bank Of Baroda, Teghra branch located in Begusarai, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Begusarai and Teghra, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Bank Of Baroda, Teghra or Begusarai to find the exact IFSC Code BARB0TEGHRA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Begusarai will provide accurate information.

How to Use IFSC Code BARB0TEGHRA for Online Transfers?

If you have the IFSC Code BARB0TEGHRA for the Bank Of Baroda, Teghra branch of Bank Of Baroda in Begusarai, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0TEGHRA. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0TEGHRA.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Bank Of Baroda, Teghra in Begusarai, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Bank Of Baroda, Teghra, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Begusarai to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Bank Of Baroda, Teghra, Begusarai?

The IFSC Code is BARB0TEGHRA.

Is the IFSC Code BARB0TEGHRA permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Bank Of Baroda, Teghra?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bank Of Baroda, Teghra branch?

The address of the branch is Mithlesh Devi, Ujjwal Market, Main Road Teghra,Begusarai, Pin - 851133, Bihar. located in Begusarai, Teghra, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.