Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Civil Lines,Basti,Up branch in Basti, Basti, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Basti or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0CIVBAS. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Civil Lines,Basti,Up, Basti
Here are some of the key details that come with the IFSC Code BARB0CIVBAS of Bank Of Baroda for its branch located in Basti, within the district of Basti in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0CIVBAS |
| Branch | Civil Lines,Basti,Up |
| City | Basti |
| District | Basti |
| State | Uttar Pradesh |
| Address | Malviya Road,Near Navyug Medical,Civil Lines,Basti,Up - 272001. |
These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Basti for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0CIVBAS for the Civil Lines,Basti,Up branch of Bank Of Baroda has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Civil Lines,Basti,Up, Basti, Uttar Pradesh, are given a unique IFSC like BARB0CIVBAS to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Basti.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Basti and Basti.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Bank Of Baroda in Civil Lines,Basti,Up goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code BARB0CIVBAS
This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Civil Lines,Basti,Up in Basti.
For example, the IFSC Code BARB0CIVBAS of Bank Of Baroda for the Civil Lines,Basti,Up branch includes these elements, identifying the bank and the branch location in Basti and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0CIVBAS of Bank Of Baroda for its Civil Lines,Basti,Up branch located in Basti, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Basti and Basti, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Civil Lines,Basti,Up or Basti to find the exact IFSC Code BARB0CIVBAS.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Basti will provide accurate information.
How to Use IFSC Code BARB0CIVBAS for Online Transfers?
If you have the IFSC Code BARB0CIVBAS for the Civil Lines,Basti,Up branch of Bank Of Baroda in Basti, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0CIVBAS. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0CIVBAS.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Civil Lines,Basti,Up in Basti, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Civil Lines,Basti,Up, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Basti to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0CIVBAS.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Malviya Road,Near Navyug Medical,Civil Lines,Basti,Up - 272001. located in Basti, Basti, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.