There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Basavangudi,Karnataka branch in Basavangudi, Basavangudi, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Basavangudi or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code BARB0BASAVA. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Basavangudi,Karnataka, Basavangudi

Here are the main details that are associated with the IFSC Code BARB0BASAVA of Bank Of Baroda for its branch located in Basavangudi, within the district of Basavangudi in the state of Karnataka.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0BASAVA
Branch Basavangudi,Karnataka
City Basavangudi
District Basavangudi
State Karnataka
Address No.33, Police Station Road,Basavangudi,Bangalore,Karnataka ┬Û 560004

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Basavangudi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0BASAVA for the Basavangudi,Karnataka branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Basavangudi,Karnataka, Basavangudi, Karnataka, is provided a unique IFSC like BARB0BASAVA so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Basavangudi.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Basavangudi and Basavangudi.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Basavangudi,Karnataka do not get misguided to another person.

Format of the IFSC Code BARB0BASAVA

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Basavangudi,Karnataka in Basavangudi.

For example, the IFSC Code BARB0BASAVA of Bank Of Baroda for the Basavangudi,Karnataka branch has these elements, identifying the bank and the branch location in Basavangudi and Karnataka correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0BASAVA of Bank Of Baroda for its Basavangudi,Karnataka branch located in Basavangudi, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Basavangudi and Basavangudi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Basavangudi,Karnataka or Basavangudi to get the exact IFSC Code BARB0BASAVA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Basavangudi, then it will provide you proper information.

How to Use IFSC Code BARB0BASAVA for Online Transfers?

Once you have the IFSC Code BARB0BASAVA for the Basavangudi,Karnataka branch of Bank Of Baroda in Basavangudi, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0BASAVA. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0BASAVA.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Basavangudi,Karnataka in Basavangudi, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Basavangudi,Karnataka, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Basavangudi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Basavangudi,Karnataka, Basavangudi?

The IFSC Code is BARB0BASAVA.

Is the IFSC Code BARB0BASAVA permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Basavangudi,Karnataka?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Basavangudi,Karnataka branch?

The address of the branch is No.33, Police Station Road,Basavangudi,Bangalore,Karnataka ┬Û 560004 located in Basavangudi, Basavangudi, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.