There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Gurganwa Mustkil,Bareilly,Uttar Pradesh branch in Bareilly, Gurganwa Mustkil, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Bareilly or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code BARB0GURGAN. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Gurganwa Mustkil,Bareilly,Uttar Pradesh, Bareilly
Here are some of the key details that come with the IFSC Code BARB0GURGAN of Bank Of Baroda for its branch located in Bareilly, within the district of Gurganwa Mustkil in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0GURGAN |
| Branch | Gurganwa Mustkil,Bareilly,Uttar Pradesh |
| City | Bareilly |
| District | Gurganwa Mustkil |
| State | Uttar Pradesh |
| Address | Vill Gurganwa,P O Gurganwa Mustkil,Dist Bareilly,Uttar Pradesh - 243303 |
These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Bareilly for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0GURGAN for the Gurganwa Mustkil,Bareilly,Uttar Pradesh branch of Bank Of Baroda plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Gurganwa Mustkil,Bareilly,Uttar Pradesh, Bareilly, Uttar Pradesh, are allotted a unique IFSC like BARB0GURGAN to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bareilly.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Bareilly and Gurganwa Mustkil.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of Baroda in Gurganwa Mustkil,Bareilly,Uttar Pradesh reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code BARB0GURGAN
The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gurganwa Mustkil,Bareilly,Uttar Pradesh in Bareilly.
For example, the IFSC Code BARB0GURGAN of Bank Of Baroda for the Gurganwa Mustkil,Bareilly,Uttar Pradesh branch includes these elements, identifying the bank and the branch location in Bareilly and Uttar Pradesh correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0GURGAN of Bank Of Baroda for its Gurganwa Mustkil,Bareilly,Uttar Pradesh branch located in Bareilly, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Bareilly and Gurganwa Mustkil, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Gurganwa Mustkil,Bareilly,Uttar Pradesh or Bareilly to get the exact IFSC Code BARB0GURGAN.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Bareilly, you'll get the correct details.
How to Use IFSC Code BARB0GURGAN for Online Transfers?
Once you have the IFSC Code BARB0GURGAN for the Gurganwa Mustkil,Bareilly,Uttar Pradesh branch of Bank Of Baroda in Bareilly, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0GURGAN. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0GURGAN.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Gurganwa Mustkil,Bareilly,Uttar Pradesh in Bareilly, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Gurganwa Mustkil,Bareilly,Uttar Pradesh, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bareilly to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0GURGAN.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vill Gurganwa,P O Gurganwa Mustkil,Dist Bareilly,Uttar Pradesh - 243303 located in Bareilly, Gurganwa Mustkil, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.