The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Bhojipura, Dist Bareilly branch in Bareilly, Bhozipura, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Bareilly or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0BLYBHO. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Bhojipura, Dist Bareilly, Bareilly

Below in the table are the key details related to IFSC Code BARB0BLYBHO of Bank Of Baroda for its branch located in Bareilly, within the district of Bhozipura in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0BLYBHO
Branch Bhojipura, Dist Bareilly
City Bareilly
District Bhozipura
State Uttar Pradesh
Address Bhojipura Dist. Bareilly-242202, Up

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Bareilly for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0BLYBHO for the Bhojipura, Dist Bareilly branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Bhojipura, Dist Bareilly, Bareilly, Uttar Pradesh, is provided a unique IFSC like BARB0BLYBHO so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Bareilly.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Bareilly and Bhozipura.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Bhojipura, Dist Bareilly do not get misguided to another person.

Format of the IFSC Code BARB0BLYBHO

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhojipura, Dist Bareilly in Bareilly.

For example, the IFSC Code BARB0BLYBHO of Bank Of Baroda for the Bhojipura, Dist Bareilly branch includes these elements, identifying the bank and the branch location in Bareilly and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0BLYBHO of Bank Of Baroda for its Bhojipura, Dist Bareilly branch located in Bareilly, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Bareilly and Bhozipura, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Bhojipura, Dist Bareilly or Bareilly to get the exact IFSC Code BARB0BLYBHO.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Bareilly that will provide accurate information.

How to Use IFSC Code BARB0BLYBHO for Online Transfers?

Once you have the IFSC Code BARB0BLYBHO for the Bhojipura, Dist Bareilly branch of Bank Of Baroda in Bareilly, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0BLYBHO. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0BLYBHO.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Bhojipura, Dist Bareilly in Bareilly may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Bhojipura, Dist Bareilly, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Bareilly manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Bhojipura, Dist Bareilly, Bareilly?

The IFSC Code is BARB0BLYBHO.

Is the IFSC Code BARB0BLYBHO permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Bhojipura, Dist Bareilly?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Bhojipura, Dist Bareilly branch?

The address of the branch is Bhojipura Dist. Bareilly-242202, Up located in Bareilly, Bhozipura, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.