Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Bhandsar, Dist. Bareilly, Up branch in Bareilly, Bhandsar, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Bareilly or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0BHABIT. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Bhandsar, Dist. Bareilly, Up, Bareilly

The table below shows the main details of the IFSC Code BARB0BHABIT for the Bank Of Baroda branch in Bareilly, which falls under the Bhandsar district in Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0BHABIT
Branch Bhandsar, Dist. Bareilly, Up
City Bareilly
District Bhandsar
State Uttar Pradesh
Address Bhandsar, Dist.Bareilly, Uttar Pradesh - 243 001.

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Bareilly for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0BHABIT for the Bhandsar, Dist. Bareilly, Up branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Bhandsar, Dist. Bareilly, Up, Bareilly, Uttar Pradesh, are given a unique IFSC like BARB0BHABIT to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bareilly.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Bareilly and Bhandsar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Bhandsar, Dist. Bareilly, Up goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0BHABIT

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhandsar, Dist. Bareilly, Up in Bareilly.

For example, the IFSC Code BARB0BHABIT of Bank Of Baroda for the Bhandsar, Dist. Bareilly, Up branch includes these elements, identifying the bank and the branch location in Bareilly and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0BHABIT of Bank Of Baroda for its Bhandsar, Dist. Bareilly, Up branch located in Bareilly, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Bareilly and Bhandsar, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Bhandsar, Dist. Bareilly, Up or Bareilly to get the exact IFSC Code BARB0BHABIT.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Bareilly, you'll get the correct details.

How to Use IFSC Code BARB0BHABIT for Online Transfers?

Once you have the IFSC Code BARB0BHABIT for the Bhandsar, Dist. Bareilly, Up branch of Bank Of Baroda in Bareilly, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0BHABIT. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0BHABIT.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Bhandsar, Dist. Bareilly, Up in Bareilly, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Bhandsar, Dist. Bareilly, Up, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bareilly to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Bhandsar, Dist. Bareilly, Up, Bareilly?

The IFSC Code is BARB0BHABIT.

Is the IFSC Code BARB0BHABIT permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Bhandsar, Dist. Bareilly, Up?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bhandsar, Dist. Bareilly, Up branch?

The address of the branch is Bhandsar, Dist.Bareilly, Uttar Pradesh - 243 001. located in Bareilly, Bhandsar, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.