There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Ukhra West Bengal branch in Barddhaman, Ukhra, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Barddhaman or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code BARB0UKHRAC. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Ukhra West Bengal, Barddhaman

Below in the table are the key details related to IFSC Code BARB0UKHRAC of Bank Of Baroda for its branch located in Barddhaman, within the district of Ukhra in the state of West Bengal.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0UKHRAC
Branch Ukhra West Bengal
City Barddhaman
District Ukhra
State West Bengal
Address Shankarpur More Ukhra Station Po Ukhra Dist Burdwan West Bengal 713363

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Barddhaman for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0UKHRAC for the Ukhra West Bengal branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Ukhra West Bengal, Barddhaman, West Bengal, is provided a unique IFSC like BARB0UKHRAC so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Barddhaman.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Barddhaman and Ukhra.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Ukhra West Bengal do not get misguided to another person.

Format of the IFSC Code BARB0UKHRAC

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ukhra West Bengal in Barddhaman.

For example, the IFSC Code BARB0UKHRAC of Bank Of Baroda for the Ukhra West Bengal branch has these elements, identifying the bank and the branch location in Barddhaman and West Bengal correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0UKHRAC of Bank Of Baroda for its Ukhra West Bengal branch located in Barddhaman, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Barddhaman and Ukhra, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Ukhra West Bengal or Barddhaman to get the exact IFSC Code BARB0UKHRAC.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Barddhaman that will provide accurate information.

How to Use IFSC Code BARB0UKHRAC for Online Transfers?

Once you have the IFSC Code BARB0UKHRAC for the Ukhra West Bengal branch of Bank Of Baroda in Barddhaman, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0UKHRAC. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0UKHRAC.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Ukhra West Bengal in Barddhaman, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Ukhra West Bengal, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Barddhaman to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Ukhra West Bengal, Barddhaman?

The IFSC Code is BARB0UKHRAC.

Is the IFSC Code BARB0UKHRAC permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Ukhra West Bengal?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Ukhra West Bengal branch?

The address of the branch is Shankarpur More Ukhra Station Po Ukhra Dist Burdwan West Bengal 713363 located in Barddhaman, Ukhra, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.