The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Shivnam branch in Bara Banki, Shiv Nam, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Bara Banki or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0VJSHIV. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Shivnam, Bara Banki

Here are the main details that are associated with the IFSC Code BARB0VJSHIV of Bank Of Baroda for its branch located in Bara Banki, within the district of Shiv Nam in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJSHIV
Branch Shivnam
City Bara Banki
District Shiv Nam
State Uttar Pradesh
Address Shivnam Branch Village Bholaganj, Haidergarh, Dist Barabanki, Uttar Pradesh , Shivnam , 225126

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Bara Banki for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJSHIV for the Shivnam branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Shivnam, Bara Banki, Uttar Pradesh, are allotted a unique IFSC like BARB0VJSHIV to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bara Banki.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bara Banki and Shiv Nam.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Shivnam reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code BARB0VJSHIV

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shivnam in Bara Banki.

For example, the IFSC Code BARB0VJSHIV of Bank Of Baroda for the Shivnam branch includes these elements, identifying the bank and the branch location in Bara Banki and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0VJSHIV of Bank Of Baroda for its Shivnam branch located in Bara Banki, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Bara Banki and Shiv Nam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Shivnam or Bara Banki to find the exact IFSC Code BARB0VJSHIV.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Bara Banki will provide accurate information.

How to Use IFSC Code BARB0VJSHIV for Online Transfers?

If you have the IFSC Code BARB0VJSHIV for the Shivnam branch of Bank Of Baroda in Bara Banki, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VJSHIV. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0VJSHIV.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Shivnam in Bara Banki, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Shivnam, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Bara Banki manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Shivnam Bara Banki?

The IFSC Code of the Shivnam Bara Banki branch is BARB0VJSHIV.

Is IFSC Code BARB0VJSHIV permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Shivnam branch?

The branch is located at Shivnam Branch Village Bholaganj, Haidergarh, Dist Barabanki, Uttar Pradesh , Shivnam , 225126.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.