For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Makanpur, Up branch in Bara Banki, Makanpur, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Bara Banki or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0MAKANP. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Makanpur, Up, Bara Banki

The table below shows the main details of the IFSC Code BARB0MAKANP for the Bank Of Baroda branch in Bara Banki, which falls under the Makanpur district in Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0MAKANP
Branch Makanpur, Up
City Bara Banki
District Makanpur
State Uttar Pradesh
Address Makanpur Kanpur Dehat Kanpur Uttar Pradesh 209202

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Bara Banki for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0MAKANP for the Makanpur, Up branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Makanpur, Up, Bara Banki, Uttar Pradesh, is provided with a unique IFSC like BARB0MAKANP to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Bara Banki.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Bara Banki and Makanpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Makanpur, Up do not get mixed with another location.

Format of the IFSC Code BARB0MAKANP

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Makanpur, Up in Bara Banki.

For example, the IFSC Code BARB0MAKANP of Bank Of Baroda for the Makanpur, Up branch includes these elements, identifying the bank and the branch location in Bara Banki and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0MAKANP of Bank Of Baroda for its Makanpur, Up branch located in Bara Banki, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Bara Banki and Makanpur, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Makanpur, Up or Bara Banki to get the exact IFSC Code BARB0MAKANP.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Bara Banki, you'll get the correct details.

How to Use IFSC Code BARB0MAKANP for Online Transfers?

If you have the IFSC Code BARB0MAKANP for the Makanpur, Up branch of Bank Of Baroda in Bara Banki, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0MAKANP. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0MAKANP.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Makanpur, Up in Bara Banki, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Makanpur, Up, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Bara Banki manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Makanpur, Up, Bara Banki?

The IFSC Code is BARB0MAKANP.

Is the IFSC Code BARB0MAKANP permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Makanpur, Up?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Makanpur, Up branch?

The address of the branch is Makanpur Kanpur Dehat Kanpur Uttar Pradesh 209202 located in Bara Banki, Makanpur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.