For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Garhi Dist Banswara branch in Banswara, Garhi, Rajasthan, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Banswara or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code BARB0GARHIX. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Garhi Dist Banswara, Banswara

Here are some of the key details that come with the IFSC Code BARB0GARHIX of Bank Of Baroda for its branch located in Banswara, within the district of Garhi in the state of Rajasthan.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0GARHIX
Branch Garhi Dist Banswara
City Banswara
District Garhi
State Rajasthan
Address Opposite Panchayat Samiti, Garhi, Dist Banswara 327001

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Banswara for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0GARHIX for the Garhi Dist Banswara branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Garhi Dist Banswara, Banswara, Rajasthan, are allotted a unique IFSC like BARB0GARHIX to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Banswara.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Banswara and Garhi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Garhi Dist Banswara reaches the right place, even though there are thousands of branches in Rajasthan and across India.

Format of the IFSC Code BARB0GARHIX

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Garhi Dist Banswara in Banswara.

For example, the IFSC Code BARB0GARHIX of Bank Of Baroda for the Garhi Dist Banswara branch includes these elements, identifying the bank and the branch location in Banswara and Rajasthan accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0GARHIX of Bank Of Baroda for its Garhi Dist Banswara branch located in Banswara, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Banswara and Garhi, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Garhi Dist Banswara or Banswara to get the exact IFSC Code BARB0GARHIX.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Banswara, you'll get the correct details.

How to Use IFSC Code BARB0GARHIX for Online Transfers?

Once you have the IFSC Code BARB0GARHIX for the Garhi Dist Banswara branch of Bank Of Baroda in Banswara, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0GARHIX. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0GARHIX.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Garhi Dist Banswara in Banswara, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Garhi Dist Banswara, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Banswara manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Garhi Dist Banswara, Banswara?

The IFSC Code is BARB0GARHIX.

Is the IFSC Code BARB0GARHIX permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Garhi Dist Banswara?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Garhi Dist Banswara branch?

The address of the branch is Opposite Panchayat Samiti, Garhi, Dist Banswara 327001 located in Banswara, Garhi, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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