The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Newbel Road, Karnataka branch in Bangalore Urban, Bangalore Urban, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Bangalore Urban or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code BARB0NEWBEL. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Newbel Road, Karnataka, Bangalore Urban

Below in the table are the key details related to IFSC Code BARB0NEWBEL of Bank Of Baroda for its branch located in Bangalore Urban, within the district of Bangalore Urban in the state of Karnataka.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0NEWBEL
Branch Newbel Road, Karnataka
City Bangalore Urban
District Bangalore Urban
State Karnataka
Address Ground Floor,No. 9 New Bel Roadkarnataka┬Á560094

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Bangalore Urban for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0NEWBEL for the Newbel Road, Karnataka branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Newbel Road, Karnataka, Bangalore Urban, Karnataka, is provided with a unique IFSC like BARB0NEWBEL to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Bangalore Urban.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Bangalore Urban and Bangalore Urban.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Newbel Road, Karnataka do not get mixed with another location.

Format of the IFSC Code BARB0NEWBEL

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Newbel Road, Karnataka in Bangalore Urban.

For example, the IFSC Code BARB0NEWBEL of Bank Of Baroda for the Newbel Road, Karnataka branch includes these elements, identifying the bank and the branch location in Bangalore Urban and Karnataka accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0NEWBEL of Bank Of Baroda for its Newbel Road, Karnataka branch located in Bangalore Urban, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Bangalore Urban and Bangalore Urban, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Newbel Road, Karnataka or Bangalore Urban to get the exact IFSC Code BARB0NEWBEL.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Bangalore Urban, you'll get the correct details.

How to Use IFSC Code BARB0NEWBEL for Online Transfers?

If you have the IFSC Code BARB0NEWBEL for the Newbel Road, Karnataka branch of Bank Of Baroda in Bangalore Urban, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0NEWBEL. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0NEWBEL.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Newbel Road, Karnataka in Bangalore Urban, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Newbel Road, Karnataka, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bangalore Urban manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Newbel Road, Karnataka, Bangalore Urban?

The IFSC Code is BARB0NEWBEL.

Is the IFSC Code BARB0NEWBEL permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Newbel Road, Karnataka?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Newbel Road, Karnataka branch?

The address of the branch is Ground Floor,No. 9 New Bel Roadkarnataka┬Á560094 located in Bangalore Urban, Bangalore Urban, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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