The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Chikkabanavara branch in Bangalore Rural, Chikkabanavara, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Bangalore Rural or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code BARB0VJCHIK. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Chikkabanavara, Bangalore Rural

The table below shows the main details of the IFSC Code BARB0VJCHIK for the Bank Of Baroda branch in Bangalore Rural, which falls under the Chikkabanavara district in Karnataka.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJCHIK
Branch Chikkabanavara
City Bangalore Rural
District Chikkabanavara
State Karnataka
Address G Hosalaiah Complex , Hesaraghatta Main Road , Bangalore , Bangalore , 560090

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Bangalore Rural for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJCHIK for the Chikkabanavara branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0VJCHIK is given to every bank branch, including Bank Of Baroda located in Chikkabanavara, Bangalore Rural, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Bangalore Rural.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Bangalore Rural and Chikkabanavara.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Chikkabanavara doesn't end up at another location.

Format of the IFSC Code BARB0VJCHIK

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chikkabanavara in Bangalore Rural.

For example, the IFSC Code BARB0VJCHIK of Bank Of Baroda for the Chikkabanavara branch includes these elements, identifying the bank and the branch location in Bangalore Rural and Karnataka correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VJCHIK of Bank Of Baroda for its Chikkabanavara branch located in Bangalore Rural, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Bangalore Rural and Chikkabanavara, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Chikkabanavara or Bangalore Rural to get the exact IFSC Code BARB0VJCHIK.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Bangalore Rural, you'll get the correct details.

How to Use IFSC Code BARB0VJCHIK for Online Transfers?

If you have the IFSC Code BARB0VJCHIK for the Chikkabanavara branch of Bank Of Baroda in Bangalore Rural, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VJCHIK. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0VJCHIK.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Chikkabanavara in Bangalore Rural, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Chikkabanavara, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bangalore Rural manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Chikkabanavara, Bangalore Rural?

The IFSC Code is BARB0VJCHIK.

Is the IFSC Code BARB0VJCHIK permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Chikkabanavara?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chikkabanavara branch?

The address of the branch is G Hosalaiah Complex , Hesaraghatta Main Road , Bangalore , Bangalore , 560090 located in Bangalore Rural, Chikkabanavara, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.