The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Shihori branch in Banas Kantha, Shihori, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Banas Kantha or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0SHIHOR. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Shihori, Banas Kantha

Here are some of the key details that come with the IFSC Code BARB0SHIHOR of Bank Of Baroda for its branch located in Banas Kantha, within the district of Shihori in the state of Gujarat.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0SHIHOR
Branch Shihori
City Banas Kantha
District Shihori
State Gujarat
Address Comm Shop On Plot No 33 Survey No 21 Ta Shihori Dist Banaskantha Gujarat 385550

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Banas Kantha for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0SHIHOR for the Shihori branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Shihori, Banas Kantha, Gujarat, are given a unique IFSC like BARB0SHIHOR to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Banas Kantha.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Banas Kantha and Shihori.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Shihori goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0SHIHOR

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Shihori in Banas Kantha.

For example, the IFSC Code BARB0SHIHOR of Bank Of Baroda for the Shihori branch has these elements, identifying the bank and the branch location in Banas Kantha and Gujarat correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0SHIHOR of Bank Of Baroda for its Shihori branch located in Banas Kantha, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Banas Kantha and Shihori, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Shihori or Banas Kantha to get the exact IFSC Code BARB0SHIHOR.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Banas Kantha, you'll get the correct details.

How to Use IFSC Code BARB0SHIHOR for Online Transfers?

Once you have the IFSC Code BARB0SHIHOR for the Shihori branch of Bank Of Baroda in Banas Kantha, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0SHIHOR. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0SHIHOR.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Shihori in Banas Kantha may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Shihori, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Banas Kantha to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Shihori, Banas Kantha?

The IFSC Code is BARB0SHIHOR.

Is the IFSC Code BARB0SHIHOR permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Shihori?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Shihori branch?

The address of the branch is Comm Shop On Plot No 33 Survey No 21 Ta Shihori Dist Banaskantha Gujarat 385550 located in Banas Kantha, Shihori, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.