Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Semri,Lakhimpur Kheri,Up branch in Bamnagar, Bamnagar, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Bamnagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0SEMRIX. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Semri,Lakhimpur Kheri,Up, Bamnagar

Here are the key points that are associated with the IFSC Code BARB0SEMRIX of Bank Of Baroda for its branch located in Bamnagar, within the district of Bamnagar in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0SEMRIX
Branch Semri,Lakhimpur Kheri,Up
City Bamnagar
District Bamnagar
State Uttar Pradesh
Address Semri, Bamnagar,P.O. Vichitra Nagar,Dist-Lakhimpur Kheri,Up-262904.

These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Bamnagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0SEMRIX for the Semri,Lakhimpur Kheri,Up branch of Bank Of Baroda has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Semri,Lakhimpur Kheri,Up, Bamnagar, Uttar Pradesh, is provided with a unique IFSC like BARB0SEMRIX to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Bamnagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Bamnagar and Bamnagar.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Semri,Lakhimpur Kheri,Up do not get mixed with another location.

Format of the IFSC Code BARB0SEMRIX

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Semri,Lakhimpur Kheri,Up in Bamnagar.

For example, the IFSC Code BARB0SEMRIX of Bank Of Baroda for the Semri,Lakhimpur Kheri,Up branch includes these elements, identifying the bank and the branch location in Bamnagar and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0SEMRIX of Bank Of Baroda for its Semri,Lakhimpur Kheri,Up branch located in Bamnagar, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Bamnagar and Bamnagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Semri,Lakhimpur Kheri,Up or Bamnagar to find the exact IFSC Code BARB0SEMRIX.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Bamnagar will provide accurate information.

How to Use IFSC Code BARB0SEMRIX for Online Transfers?

Once you have the IFSC Code BARB0SEMRIX for the Semri,Lakhimpur Kheri,Up branch of Bank Of Baroda in Bamnagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0SEMRIX. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0SEMRIX.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Semri,Lakhimpur Kheri,Up in Bamnagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Semri,Lakhimpur Kheri,Up, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Bamnagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Semri,Lakhimpur Kheri,Up, Bamnagar?

The IFSC Code is BARB0SEMRIX.

Is the IFSC Code BARB0SEMRIX permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Semri,Lakhimpur Kheri,Up?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Semri,Lakhimpur Kheri,Up branch?

The address of the branch is Semri, Bamnagar,P.O. Vichitra Nagar,Dist-Lakhimpur Kheri,Up-262904. located in Bamnagar, Bamnagar, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.