The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Gunderdehi branch in Balod, Balod, Chhattisgarh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Balod or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code BARB0DBGUDE. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Baroda, Gunderdehi, Balod
Below in the table are the key details related to IFSC Code BARB0DBGUDE of Bank Of Baroda for its branch located in Balod, within the district of Balod in the state of Chhattisgarh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0DBGUDE |
| Branch | Gunderdehi |
| City | Balod |
| District | Balod |
| State | Chhattisgarh |
| Address | Balod Roadgunderdehi (Dist Durg) Gunderdehi Balod Chhattisgarh 491223 |
These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Balod for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBGUDE for the Gunderdehi branch of Bank Of Baroda has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Gunderdehi, Balod, Chhattisgarh, is provided with a unique IFSC like BARB0DBGUDE to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Balod.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Balod and Balod.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Chhattisgarh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Gunderdehi do not get mixed with another location.
Format of the IFSC Code BARB0DBGUDE
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gunderdehi in Balod.
For example, the IFSC Code BARB0DBGUDE of Bank Of Baroda for the Gunderdehi branch includes these elements, identifying the bank and the branch location in Balod and Chhattisgarh accurately.
How to Find IFSC Code for Bank Of Baroda?
To find the IFSC Code BARB0DBGUDE of Bank Of Baroda for its Gunderdehi branch located in Balod, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Balod and Balod, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Gunderdehi or Balod to find the exact IFSC Code BARB0DBGUDE.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Balod will provide accurate information.
How to Use IFSC Code BARB0DBGUDE for Online Transfers?
If you have the IFSC Code BARB0DBGUDE for the Gunderdehi branch of Bank Of Baroda in Balod, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0DBGUDE. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0DBGUDE.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Gunderdehi in Balod, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Gunderdehi, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Balod manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0DBGUDE.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Balod Roadgunderdehi (Dist Durg) Gunderdehi Balod Chhattisgarh 491223 located in Balod, Balod, Chhattisgarh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.