The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Balangir, Orissa branch in Balangir, Balangir, Odisha, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Balangir or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code BARB0VJBAGI. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Balangir, Orissa, Balangir

The table below shows the main details of the IFSC Code BARB0VJBAGI for the Bank Of Baroda branch in Balangir, which falls under the Balangir district in Odisha.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJBAGI
Branch Balangir, Orissa
City Balangir
District Balangir
State Odisha
Address Chandrasekhar Nagar, Patnagarh Road , Po. Rajendra Nagar College , Balangir, Orissa , Balangir , 767001

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Balangir for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0VJBAGI for the Balangir, Orissa branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0VJBAGI is given to every bank branch, including Bank Of Baroda located in Balangir, Orissa, Balangir, Odisha, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Balangir.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Balangir and Balangir.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Balangir, Orissa doesn't end up at another location.

Format of the IFSC Code BARB0VJBAGI

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Balangir, Orissa in Balangir.

For example, the IFSC Code BARB0VJBAGI of Bank Of Baroda for the Balangir, Orissa branch has these elements, identifying the bank and the branch location in Balangir and Odisha correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0VJBAGI of Bank Of Baroda for its Balangir, Orissa branch located in Balangir, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Balangir and Balangir, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Balangir, Orissa or Balangir to get the exact IFSC Code BARB0VJBAGI.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Balangir, you'll get the correct details.

How to Use IFSC Code BARB0VJBAGI for Online Transfers?

Once you have the IFSC Code BARB0VJBAGI for the Balangir, Orissa branch of Bank Of Baroda in Balangir, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0VJBAGI. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJBAGI.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Balangir, Orissa in Balangir may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Balangir, Orissa, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Balangir manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Balangir, Orissa Balangir?

The IFSC Code of the Balangir, Orissa Balangir branch is BARB0VJBAGI.

Is IFSC Code BARB0VJBAGI permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Balangir, Orissa branch?

The branch is located at Chandrasekhar Nagar, Patnagarh Road , Po. Rajendra Nagar College , Balangir, Orissa , Balangir , 767001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.