The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Bairagania, Bihar branch in Bairagnia, Bairagnia, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Bairagnia or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BARB0PATAHI. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Baroda, Bairagania, Bihar, Bairagnia

The table below shows the main details of the IFSC Code BARB0PATAHI for the Bank Of Baroda branch in Bairagnia, which falls under the Bairagnia district in Bihar.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0PATAHI
Branch Bairagania, Bihar
City Bairagnia
District Bairagnia
State Bihar
Address At/Po Bairgania, Sitamarhi,Bihar-843313

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Bairagnia for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0PATAHI for the Bairagania, Bihar branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0PATAHI is given to every bank branch, including Bank Of Baroda located in Bairagania, Bihar, Bairagnia, Bihar, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Bairagnia.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Bairagnia and Bairagnia.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Bairagania, Bihar doesn't end up at another location.

Format of the IFSC Code BARB0PATAHI

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bairagania, Bihar in Bairagnia.

For example, the IFSC Code BARB0PATAHI of Bank Of Baroda for the Bairagania, Bihar branch includes these elements, identifying the bank and the branch location in Bairagnia and Bihar accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0PATAHI of Bank Of Baroda for its Bairagania, Bihar branch located in Bairagnia, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Bairagnia and Bairagnia, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Bairagania, Bihar or Bairagnia to get the exact IFSC Code BARB0PATAHI.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Bairagnia, then it will provide you proper information.

How to Use IFSC Code BARB0PATAHI for Online Transfers?

Once you have the IFSC Code BARB0PATAHI for the Bairagania, Bihar branch of Bank Of Baroda in Bairagnia, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0PATAHI. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0PATAHI.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Bairagania, Bihar in Bairagnia, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Bairagania, Bihar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bairagnia manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Bairagania, Bihar, Bairagnia?

The IFSC Code is BARB0PATAHI.

Is the IFSC Code BARB0PATAHI permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Bairagania, Bihar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bairagania, Bihar branch?

The address of the branch is At/Po Bairgania, Sitamarhi,Bihar-843313 located in Bairagnia, Bairagnia, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.