For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Baraut Branch, Dist.Baghpat branch in Baghpat, Baraut, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Baghpat or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0BARAUT. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Baraut Branch, Dist.Baghpat, Baghpat
Below in the table are the key details related to IFSC Code BARB0BARAUT of Bank Of Baroda for its branch located in Baghpat, within the district of Baraut in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0BARAUT |
| Branch | Baraut Branch, Dist.Baghpat |
| City | Baghpat |
| District | Baraut |
| State | Uttar Pradesh |
| Address | Near Vikas Factory, Gandhi Road, Baraut, Dist. Baghpat, U.P.-250611 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Baghpat for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0BARAUT for the Baraut Branch, Dist.Baghpat branch of Bank Of Baroda has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Baraut Branch, Dist.Baghpat, Baghpat, Uttar Pradesh, is provided a unique IFSC like BARB0BARAUT so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of Baroda branch in Baghpat.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Baghpat and Baraut.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Baraut Branch, Dist.Baghpat do not get misguided to another person.
Format of the IFSC Code BARB0BARAUT
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Baraut Branch, Dist.Baghpat in Baghpat.
For example, the IFSC Code BARB0BARAUT of Bank Of Baroda for the Baraut Branch, Dist.Baghpat branch includes these elements, identifying the bank and the branch location in Baghpat and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0BARAUT of Bank Of Baroda for its Baraut Branch, Dist.Baghpat branch located in Baghpat, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Baghpat and Baraut, print them on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Baraut Branch, Dist.Baghpat or Baghpat to get the exact IFSC Code BARB0BARAUT.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Baghpat, you'll get the correct details.
How to Use IFSC Code BARB0BARAUT for Online Transfers?
Once you have the IFSC Code BARB0BARAUT for the Baraut Branch, Dist.Baghpat branch of Bank Of Baroda in Baghpat, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0BARAUT. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0BARAUT.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Baraut Branch, Dist.Baghpat in Baghpat, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Baraut Branch, Dist.Baghpat, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Baghpat manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Baraut Branch, Dist.Baghpat Baghpat branch is BARB0BARAUT.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Near Vikas Factory, Gandhi Road, Baraut, Dist. Baghpat, U.P.-250611.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.