There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Baroda for its Banhatti branch in Bagalkote, Rabkavi Banhatti, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Baroda situated in Bagalkote or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code BARB0VJBANH. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Banhatti, Bagalkote

The table below shows the main details of the IFSC Code BARB0VJBANH for the Bank Of Baroda branch in Bagalkote, which falls under the Rabkavi Banhatti district in Karnataka.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0VJBANH
Branch Banhatti
City Bagalkote
District Rabkavi Banhatti
State Karnataka
Address No 5612,Anugraha , Thammanappa Road , Banhatti , Banhatti , 587311

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Bagalkote for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0VJBANH for the Banhatti branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Banhatti, Bagalkote, Karnataka, are allotted a unique IFSC like BARB0VJBANH to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bagalkote.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bagalkote and Rabkavi Banhatti.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Banhatti reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code BARB0VJBANH

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Banhatti in Bagalkote.

For example, the IFSC Code BARB0VJBANH of Bank Of Baroda for the Banhatti branch includes these elements, identifying the bank and the branch location in Bagalkote and Karnataka accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0VJBANH of Bank Of Baroda for its Banhatti branch located in Bagalkote, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Bagalkote and Rabkavi Banhatti, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Banhatti or Bagalkote to get the exact IFSC Code BARB0VJBANH.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Bagalkote, then it will provide you proper information.

How to Use IFSC Code BARB0VJBANH for Online Transfers?

Once you have the IFSC Code BARB0VJBANH for the Banhatti branch of Bank Of Baroda in Bagalkote, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0VJBANH. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJBANH.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Banhatti in Bagalkote, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Banhatti, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bagalkote to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Banhatti, Bagalkote?

The IFSC Code is BARB0VJBANH.

Is the IFSC Code BARB0VJBANH permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Banhatti?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Banhatti branch?

The address of the branch is No 5612,Anugraha , Thammanappa Road , Banhatti , Banhatti , 587311 located in Bagalkote, Rabkavi Banhatti, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.