Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Dibiyapur, Agra, Up branch in Auraiya, Dibiyapur, or Uttar Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Auraiya or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0DIBIYA. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Dibiyapur, Agra, Up, Auraiya
Below in the table are the key details related to IFSC Code BARB0DIBIYA of Bank Of Baroda for its branch located in Auraiya, within the district of Dibiyapur in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0DIBIYA |
| Branch | Dibiyapur, Agra, Up |
| City | Auraiya |
| District | Dibiyapur |
| State | Uttar Pradesh |
| Address | Ntpc Road, Dibiyapur, Dist - Auraiya, Dibiyapur, Agra, Uttar Pradesh ┬Û 206 244 |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Auraiya for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DIBIYA for the Dibiyapur, Agra, Up branch of Bank Of Baroda plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0DIBIYA is given to every bank branch, including Bank Of Baroda located in Dibiyapur, Agra, Up, Auraiya, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Auraiya.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Auraiya and Dibiyapur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Dibiyapur, Agra, Up doesn't end up at another location.
Format of the IFSC Code BARB0DIBIYA
This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Dibiyapur, Agra, Up in Auraiya.
For example, the IFSC Code BARB0DIBIYA of Bank Of Baroda for the Dibiyapur, Agra, Up branch includes these elements, identifying the bank and the branch location in Auraiya and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0DIBIYA of Bank Of Baroda for its Dibiyapur, Agra, Up branch located in Auraiya, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Auraiya and Dibiyapur, print them on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Dibiyapur, Agra, Up or Auraiya to get the exact IFSC Code BARB0DIBIYA.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Auraiya, you'll get the correct details.
How to Use IFSC Code BARB0DIBIYA for Online Transfers?
Once you have the IFSC Code BARB0DIBIYA for the Dibiyapur, Agra, Up branch of Bank Of Baroda in Auraiya, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0DIBIYA. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0DIBIYA.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Dibiyapur, Agra, Up in Auraiya, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Dibiyapur, Agra, Up, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Auraiya manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0DIBIYA.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ntpc Road, Dibiyapur, Dist - Auraiya, Dibiyapur, Agra, Uttar Pradesh ┬Û 206 244 located in Auraiya, Dibiyapur, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.