For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Meghraj branch in Aravalli, Aravalli, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Aravalli or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0DBMEGR. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Meghraj, Aravalli

Below in the table are the key details related to IFSC Code BARB0DBMEGR of Bank Of Baroda for its branch located in Aravalli, within the district of Aravalli in the state of Gujarat.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0DBMEGR
Branch Meghraj
City Aravalli
District Aravalli
State Gujarat
Address Bhayla Complex At Po Meghraj Undhva Rdtal Meghraj Dist Sabarkantha Meghr Aravalli Gujarat 383350

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Aravalli for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0DBMEGR for the Meghraj branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0DBMEGR is given to every bank branch, including Bank Of Baroda located in Meghraj, Aravalli, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Aravalli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Aravalli and Aravalli.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Meghraj doesn't end up at another location.

Format of the IFSC Code BARB0DBMEGR

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Meghraj in Aravalli.

For example, the IFSC Code BARB0DBMEGR of Bank Of Baroda for the Meghraj branch includes these elements, identifying the bank and the branch location in Aravalli and Gujarat correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0DBMEGR of Bank Of Baroda for its Meghraj branch located in Aravalli, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Aravalli and Aravalli, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Meghraj or Aravalli to get the exact IFSC Code BARB0DBMEGR.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Aravalli, you'll get the correct details.

How to Use IFSC Code BARB0DBMEGR for Online Transfers?

Once you have the IFSC Code BARB0DBMEGR for the Meghraj branch of Bank Of Baroda in Aravalli, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0DBMEGR. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0DBMEGR.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Meghraj in Aravalli, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Meghraj, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Aravalli manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Meghraj, Aravalli?

The IFSC Code is BARB0DBMEGR.

Is the IFSC Code BARB0DBMEGR permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Meghraj?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Meghraj branch?

The address of the branch is Bhayla Complex At Po Meghraj Undhva Rdtal Meghraj Dist Sabarkantha Meghr Aravalli Gujarat 383350 located in Aravalli, Aravalli, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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