Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Jagta, Bihar branch in Araria, Jagta, or Bihar, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Araria or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BARB0JAGTAX. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Jagta, Bihar, Araria

Here are the main details that are associated with the IFSC Code BARB0JAGTAX of Bank Of Baroda for its branch located in Araria, within the district of Jagta in the state of Bihar.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0JAGTAX
Branch Jagta, Bihar
City Araria
District Jagta
State Bihar
Address Vill And Post Jagata, Via Meryganj,Dist Arariajagta Bihar - 854334

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Araria for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0JAGTAX for the Jagta, Bihar branch of Bank Of Baroda plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Jagta, Bihar, Araria, Bihar, are given a unique IFSC like BARB0JAGTAX to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Araria.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Araria and Jagta.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Jagta, Bihar goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Bihar and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0JAGTAX

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jagta, Bihar in Araria.

For example, the IFSC Code BARB0JAGTAX of Bank Of Baroda for the Jagta, Bihar branch includes these elements, identifying the bank and the branch location in Araria and Bihar correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0JAGTAX of Bank Of Baroda for its Jagta, Bihar branch located in Araria, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Araria and Jagta, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Jagta, Bihar or Araria to get the exact IFSC Code BARB0JAGTAX.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Araria that will provide accurate information.

How to Use IFSC Code BARB0JAGTAX for Online Transfers?

If you have the IFSC Code BARB0JAGTAX for the Jagta, Bihar branch of Bank Of Baroda in Araria, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0JAGTAX. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0JAGTAX.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Jagta, Bihar in Araria, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Jagta, Bihar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Araria to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Jagta, Bihar, Araria?

The IFSC Code is BARB0JAGTAX.

Is the IFSC Code BARB0JAGTAX permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Jagta, Bihar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Jagta, Bihar branch?

The address of the branch is Vill And Post Jagata, Via Meryganj,Dist Arariajagta Bihar - 854334 located in Araria, Jagta, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.