For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Karatapata, Dist. Angul, Orissa branch in Angul, Karatapata, Odisha, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Angul or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code BARB0KARATA. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Karatapata, Dist. Angul, Orissa, Angul

The table below shows the main details of the IFSC Code BARB0KARATA for the Bank Of Baroda branch in Angul, which falls under the Karatapata district in Odisha.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0KARATA
Branch Karatapata, Dist. Angul, Orissa
City Angul
District Karatapata
State Odisha
Address Karatapata, Po Nandapur, Dist.Angul, Orissa - 759 122.

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Angul for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0KARATA for the Karatapata, Dist. Angul, Orissa branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0KARATA is given to every bank branch, including Bank Of Baroda located in Karatapata, Dist. Angul, Orissa, Angul, Odisha, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Angul.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Angul and Karatapata.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Karatapata, Dist. Angul, Orissa doesn't end up at another location.

Format of the IFSC Code BARB0KARATA

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Karatapata, Dist. Angul, Orissa in Angul.

For example, the IFSC Code BARB0KARATA of Bank Of Baroda for the Karatapata, Dist. Angul, Orissa branch includes these elements, identifying the bank and the branch location in Angul and Odisha accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0KARATA of Bank Of Baroda for its Karatapata, Dist. Angul, Orissa branch located in Angul, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Angul and Karatapata, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Karatapata, Dist. Angul, Orissa or Angul to get the exact IFSC Code BARB0KARATA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Angul, you'll get the correct details.

How to Use IFSC Code BARB0KARATA for Online Transfers?

If you have the IFSC Code BARB0KARATA for the Karatapata, Dist. Angul, Orissa branch of Bank Of Baroda in Angul, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0KARATA. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Baroda IFSC Code BARB0KARATA.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Baroda Karatapata, Dist. Angul, Orissa in Angul, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Karatapata, Dist. Angul, Orissa, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Angul to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Karatapata, Dist. Angul, Orissa, Angul?

The IFSC Code is BARB0KARATA.

Is the IFSC Code BARB0KARATA permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Karatapata, Dist. Angul, Orissa?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Karatapata, Dist. Angul, Orissa branch?

The address of the branch is Karatapata, Po Nandapur, Dist.Angul, Orissa - 759 122. located in Angul, Karatapata, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.