Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Chikhodra, Gujarat branch in Anand, Chikhodra, or Gujarat, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Anand or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0CHIANA. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Chikhodra, Gujarat, Anand
Below in the table are the key details related to IFSC Code BARB0CHIANA of Bank Of Baroda for its branch located in Anand, within the district of Chikhodra in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0CHIANA |
| Branch | Chikhodra, Gujarat |
| City | Anand |
| District | Chikhodra |
| State | Gujarat |
| Address | Bank Of Baroda,Chikhodra Branch,┬Ôkrupa┬Ö Nr. Panchayat Office,Chikhodra,Anand,Gujarat - 388320. |
These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Anand for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0CHIANA for the Chikhodra, Gujarat branch of Bank Of Baroda has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Chikhodra, Gujarat, Anand, Gujarat, is provided with a unique IFSC like BARB0CHIANA to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Anand.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Anand and Chikhodra.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in Chikhodra, Gujarat do not get mixed with another location.
Format of the IFSC Code BARB0CHIANA
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Chikhodra, Gujarat in Anand.
For example, the IFSC Code BARB0CHIANA of Bank Of Baroda for the Chikhodra, Gujarat branch has these elements, identifying the bank and the branch location in Anand and Gujarat correctly.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0CHIANA of Bank Of Baroda for its Chikhodra, Gujarat branch located in Anand, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bank Of Baroda branches in Anand and Chikhodra, print them on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Chikhodra, Gujarat or Anand to get the exact IFSC Code BARB0CHIANA.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Anand, you'll get the correct details.
How to Use IFSC Code BARB0CHIANA for Online Transfers?
Once you have the IFSC Code BARB0CHIANA for the Chikhodra, Gujarat branch of Bank Of Baroda in Anand, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BARB0CHIANA. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0CHIANA.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Chikhodra, Gujarat in Anand, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Chikhodra, Gujarat, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Anand to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0CHIANA.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Bank Of Baroda,Chikhodra Branch,┬Ôkrupa┬Ö Nr. Panchayat Office,Chikhodra,Anand,Gujarat - 388320. located in Anand, Chikhodra, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.