Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Songaon,Ambedkar Nagar,Up branch in Ambedkar Nagar, Amberpur, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Ambedkar Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0SONGAO. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Songaon,Ambedkar Nagar,Up, Ambedkar Nagar

Here are some of the key details that come with the IFSC Code BARB0SONGAO of Bank Of Baroda for its branch located in Ambedkar Nagar, within the district of Amberpur in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0SONGAO
Branch Songaon,Ambedkar Nagar,Up
City Ambedkar Nagar
District Amberpur
State Uttar Pradesh
Address Vill Songaon,Po Songaon,Dist Ambedkarnagar,Songaon,Uttar Pradesh ┬Û 224122

These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Ambedkar Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0SONGAO for the Songaon,Ambedkar Nagar,Up branch of Bank Of Baroda plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Songaon,Ambedkar Nagar,Up, Ambedkar Nagar, Uttar Pradesh, are allotted a unique IFSC like BARB0SONGAO to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Ambedkar Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Ambedkar Nagar and Amberpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Songaon,Ambedkar Nagar,Up reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code BARB0SONGAO

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Songaon,Ambedkar Nagar,Up in Ambedkar Nagar.

For example, the IFSC Code BARB0SONGAO of Bank Of Baroda for the Songaon,Ambedkar Nagar,Up branch has these elements, identifying the bank and the branch location in Ambedkar Nagar and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0SONGAO of Bank Of Baroda for its Songaon,Ambedkar Nagar,Up branch located in Ambedkar Nagar, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Ambedkar Nagar and Amberpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Songaon,Ambedkar Nagar,Up or Ambedkar Nagar to find the exact IFSC Code BARB0SONGAO.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Ambedkar Nagar will provide accurate information.

How to Use IFSC Code BARB0SONGAO for Online Transfers?

Once you have the IFSC Code BARB0SONGAO for the Songaon,Ambedkar Nagar,Up branch of Bank Of Baroda in Ambedkar Nagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0SONGAO. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0SONGAO.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Songaon,Ambedkar Nagar,Up in Ambedkar Nagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Songaon,Ambedkar Nagar,Up, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Ambedkar Nagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Songaon,Ambedkar Nagar,Up, Ambedkar Nagar?

The IFSC Code is BARB0SONGAO.

Is the IFSC Code BARB0SONGAO permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Songaon,Ambedkar Nagar,Up?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Songaon,Ambedkar Nagar,Up branch?

The address of the branch is Vill Songaon,Po Songaon,Dist Ambedkarnagar,Songaon,Uttar Pradesh ┬Û 224122 located in Ambedkar Nagar, Amberpur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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