The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its Shahjadpur,Uttar Pradesh branch in Ambedkar Nagar, Ambedkar Nagar, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Ambedkar Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0SHAAMB. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Baroda, Shahjadpur,Uttar Pradesh, Ambedkar Nagar
Below in the table are the key details related to IFSC Code BARB0SHAAMB of Bank Of Baroda for its branch located in Ambedkar Nagar, within the district of Ambedkar Nagar in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0SHAAMB |
| Branch | Shahjadpur,Uttar Pradesh |
| City | Ambedkar Nagar |
| District | Ambedkar Nagar |
| State | Uttar Pradesh |
| Address | Malipur Road,Near Sanjay Takij,Shahjadpur,Akbarpur,Ambedkar Nagar,Uttar Pradesh ┬Û 224122 |
These details help users in online banking and for businesses and individuals who use Bank Of Baroda in Ambedkar Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0SHAAMB for the Shahjadpur,Uttar Pradesh branch of Bank Of Baroda has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Shahjadpur,Uttar Pradesh, Ambedkar Nagar, Uttar Pradesh, is provided a unique IFSC like BARB0SHAAMB so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of Baroda branch in Ambedkar Nagar.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Ambedkar Nagar and Ambedkar Nagar.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Shahjadpur,Uttar Pradesh do not get misguided to another person.
Format of the IFSC Code BARB0SHAAMB
This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Shahjadpur,Uttar Pradesh in Ambedkar Nagar.
For example, the IFSC Code BARB0SHAAMB of Bank Of Baroda for the Shahjadpur,Uttar Pradesh branch includes these elements, identifying the bank and the branch location in Ambedkar Nagar and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0SHAAMB of Bank Of Baroda for its Shahjadpur,Uttar Pradesh branch located in Ambedkar Nagar, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in Ambedkar Nagar and Ambedkar Nagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Shahjadpur,Uttar Pradesh or Ambedkar Nagar to get the exact IFSC Code BARB0SHAAMB.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Ambedkar Nagar, then it will provide you proper information.
How to Use IFSC Code BARB0SHAAMB for Online Transfers?
Once you have the IFSC Code BARB0SHAAMB for the Shahjadpur,Uttar Pradesh branch of Bank Of Baroda in Ambedkar Nagar, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0SHAAMB. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0SHAAMB.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Shahjadpur,Uttar Pradesh in Ambedkar Nagar may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Shahjadpur,Uttar Pradesh, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Ambedkar Nagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0SHAAMB.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Malipur Road,Near Sanjay Takij,Shahjadpur,Akbarpur,Ambedkar Nagar,Uttar Pradesh ┬Û 224122 located in Ambedkar Nagar, Ambedkar Nagar, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.