For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Padumpur branch in Ambedkar Nagar, Pahtipur, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Ambedkar Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0PADUMP. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Padumpur, Ambedkar Nagar
Here are the main details that are associated with the IFSC Code BARB0PADUMP of Bank Of Baroda for its branch located in Ambedkar Nagar, within the district of Pahtipur in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0PADUMP |
| Branch | Padumpur |
| City | Ambedkar Nagar |
| District | Pahtipur |
| State | Uttar Pradesh |
| Address | Vil Padumpur (Naseerudeen Patti) Po Persanpur Dist Ambedkar Nagar Padumpur Uttar Pradesh ┬Û 224137 |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Baroda in Ambedkar Nagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0PADUMP for the Padumpur branch of Bank Of Baroda plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0PADUMP is given to every bank branch, including Bank Of Baroda located in Padumpur, Ambedkar Nagar, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Ambedkar Nagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Ambedkar Nagar and Pahtipur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Padumpur doesn't end up at another location.
Format of the IFSC Code BARB0PADUMP
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Padumpur in Ambedkar Nagar.
For example, the IFSC Code BARB0PADUMP of Bank Of Baroda for the Padumpur branch includes these elements, identifying the bank and the branch location in Ambedkar Nagar and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are looking for the IFSC Code BARB0PADUMP of Bank Of Baroda for its Padumpur branch located in Ambedkar Nagar, the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of Baroda branches in Ambedkar Nagar and Pahtipur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Padumpur or Ambedkar Nagar to get the exact IFSC Code BARB0PADUMP.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Ambedkar Nagar, then it will provide you proper information.
How to Use IFSC Code BARB0PADUMP for Online Transfers?
Once you have the IFSC Code BARB0PADUMP for the Padumpur branch of Bank Of Baroda in Ambedkar Nagar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0PADUMP. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0PADUMP.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Padumpur in Ambedkar Nagar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Padumpur, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Ambedkar Nagar manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0PADUMP.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vil Padumpur (Naseerudeen Patti) Po Persanpur Dist Ambedkar Nagar Padumpur Uttar Pradesh ┬Û 224137 located in Ambedkar Nagar, Pahtipur, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.