Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Jahangirganj, Up branch in Ambedkar Nagar, Jahangirganj, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Ambedkar Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0JAHFAI. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Jahangirganj, Up, Ambedkar Nagar

Here are some of the key details that come with the IFSC Code BARB0JAHFAI of Bank Of Baroda for its branch located in Ambedkar Nagar, within the district of Jahangirganj in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0JAHFAI
Branch Jahangirganj, Up
City Ambedkar Nagar
District Jahangirganj
State Uttar Pradesh
Address Jahangirganj, Dist.Ambedkar Nagar, Uttar Pradesh - 224 147.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Ambedkar Nagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0JAHFAI for the Jahangirganj, Up branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Jahangirganj, Up, Ambedkar Nagar, Uttar Pradesh, is provided a unique IFSC like BARB0JAHFAI so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Ambedkar Nagar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Ambedkar Nagar and Jahangirganj.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Jahangirganj, Up do not get misguided to another person.

Format of the IFSC Code BARB0JAHFAI

This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jahangirganj, Up in Ambedkar Nagar.

For example, the IFSC Code BARB0JAHFAI of Bank Of Baroda for the Jahangirganj, Up branch includes these elements, identifying the bank and the branch location in Ambedkar Nagar and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0JAHFAI of Bank Of Baroda for its Jahangirganj, Up branch located in Ambedkar Nagar, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Ambedkar Nagar and Jahangirganj, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Jahangirganj, Up or Ambedkar Nagar to get the exact IFSC Code BARB0JAHFAI.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Ambedkar Nagar, you'll get the correct details.

How to Use IFSC Code BARB0JAHFAI for Online Transfers?

Once you have the IFSC Code BARB0JAHFAI for the Jahangirganj, Up branch of Bank Of Baroda in Ambedkar Nagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0JAHFAI. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0JAHFAI.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Jahangirganj, Up in Ambedkar Nagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Jahangirganj, Up, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Ambedkar Nagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Jahangirganj, Up, Ambedkar Nagar?

The IFSC Code is BARB0JAHFAI.

Is the IFSC Code BARB0JAHFAI permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Jahangirganj, Up?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jahangirganj, Up branch?

The address of the branch is Jahangirganj, Dist.Ambedkar Nagar, Uttar Pradesh - 224 147. located in Ambedkar Nagar, Jahangirganj, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.