For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Mavelikara Branch branch in Alapuzzha, Mavelikkara, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Alapuzzha or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code BARB0MAVELI. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Mavelikara Branch, Alapuzzha

Here are some of the key details that come with the IFSC Code BARB0MAVELI of Bank Of Baroda for its branch located in Alapuzzha, within the district of Mavelikkara in the state of Kerala.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0MAVELI
Branch Mavelikara Branch
City Alapuzzha
District Mavelikkara
State Kerala
Address Mavelikara Branch,Pb 11, Main Road Mavelikara (Alleppey Dt.),Mavelikara,690101

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Alapuzzha for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0MAVELI for the Mavelikara Branch branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in Mavelikara Branch, Alapuzzha, Kerala, is provided a unique IFSC like BARB0MAVELI so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Baroda branch in Alapuzzha.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Alapuzzha and Mavelikkara.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Baroda in Mavelikara Branch do not get misguided to another person.

Format of the IFSC Code BARB0MAVELI

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mavelikara Branch in Alapuzzha.

For example, the IFSC Code BARB0MAVELI of Bank Of Baroda for the Mavelikara Branch branch includes these elements, identifying the bank and the branch location in Alapuzzha and Kerala accurately.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0MAVELI of Bank Of Baroda for its Mavelikara Branch branch located in Alapuzzha, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Alapuzzha and Mavelikkara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Mavelikara Branch or Alapuzzha to find the exact IFSC Code BARB0MAVELI.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Alapuzzha will provide accurate information.

How to Use IFSC Code BARB0MAVELI for Online Transfers?

Once you have the IFSC Code BARB0MAVELI for the Mavelikara Branch branch of Bank Of Baroda in Alapuzzha, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0MAVELI. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0MAVELI.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Mavelikara Branch in Alapuzzha, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Mavelikara Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Alapuzzha to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Mavelikara Branch Alapuzzha?

The IFSC Code of the Mavelikara Branch Alapuzzha branch is BARB0MAVELI.

Is IFSC Code BARB0MAVELI permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Mavelikara Branch branch?

The branch is located at Mavelikara Branch,Pb 11, Main Road Mavelikara (Alleppey Dt.),Mavelikara,690101.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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