IFSC Code of Bank Of Baroda, Thakazhy, Thakazhy, Kerala- BARB0VJTHAK

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Thakazhy branch in Alapuzha, Thakazhy, Kerala, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Alapuzha or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code BARB0VJTHAK. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Thakazhy, Alapuzha

Here are some of the key details that come with the IFSC Code BARB0VJTHAK of Bank Of Baroda for its branch located in Alapuzha, within the district of Thakazhy in the state of Kerala.

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Alapuzha for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJTHAK for the Thakazhy branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Thakazhy, Alapuzha, Kerala, are allotted a unique IFSC like BARB0VJTHAK to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Alapuzha.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Alapuzha and Thakazhy.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Thakazhy reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code BARB0VJTHAK

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Bank Of Baroda, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Thakazhy in Alapuzha.

For example, the IFSC Code BARB0VJTHAK of Bank Of Baroda for the Thakazhy branch has these elements, identifying the bank and the branch location in Alapuzha and Kerala correctly.

How to Find IFSC Code for Bank Of Baroda?

To find the IFSC Code BARB0VJTHAK of Bank Of Baroda for its Thakazhy branch located in Alapuzha, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Alapuzha and Thakazhy, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and go to the branch locator section. Then search for Thakazhy or Alapuzha to find the exact IFSC Code BARB0VJTHAK.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Baroda and Alapuzha will provide accurate information.

How to Use IFSC Code BARB0VJTHAK for Online Transfers?

Once you have the IFSC Code BARB0VJTHAK for the Thakazhy branch of Bank Of Baroda in Alapuzha, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0VJTHAK. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0VJTHAK.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Thakazhy in Alapuzha, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Thakazhy, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of Baroda website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Alapuzha manage online transfers as well as cheque clearances with ease.