Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Kishan Garh Branch branch in Ajmer, Kishangarh, Rajasthan, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Ajmer or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code BARB0KISAJM. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Baroda, Kishan Garh Branch, Ajmer
The table below shows the main details of the IFSC Code BARB0KISAJM for the Bank Of Baroda branch in Ajmer, which falls under the Kishangarh district in Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0KISAJM |
| Branch | Kishan Garh Branch |
| City | Ajmer |
| District | Kishangarh |
| State | Rajasthan |
| Address | Kishan Garh Branch,Kishan Garh Dist Ajmer,Kishan Garh,305801 |
These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Ajmer for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0KISAJM for the Kishan Garh Branch branch of Bank Of Baroda plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Kishan Garh Branch, Ajmer, Rajasthan, are allotted a unique IFSC like BARB0KISAJM to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ajmer.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Ajmer and Kishangarh.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of Baroda in Kishan Garh Branch reaches the right place, even though there are thousands of branches in Rajasthan and across India.
Format of the IFSC Code BARB0KISAJM
This is the format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kishan Garh Branch in Ajmer.
For example, the IFSC Code BARB0KISAJM of Bank Of Baroda for the Kishan Garh Branch branch includes these elements, identifying the bank and the branch location in Ajmer and Rajasthan accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0KISAJM of Bank Of Baroda for its Kishan Garh Branch branch located in Ajmer, the following methods can help:
Cheque Book
The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Ajmer and Kishangarh, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Baroda and find the branch locator section. Search for Kishan Garh Branch or Ajmer to get the exact IFSC Code BARB0KISAJM.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Ajmer that will provide accurate information.
How to Use IFSC Code BARB0KISAJM for Online Transfers?
Once you have the IFSC Code BARB0KISAJM for the Kishan Garh Branch branch of Bank Of Baroda in Ajmer, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0KISAJM. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0KISAJM.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Baroda Kishan Garh Branch in Ajmer may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Kishan Garh Branch, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Ajmer manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0KISAJM.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Kishan Garh Branch,Kishan Garh Dist Ajmer,Kishan Garh,305801 located in Ajmer, Kishangarh, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.