Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Baroda for its Fatehgarh, Rajasthan branch in Ajmer, Fatehgarh, Rajasthan, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Baroda located in Ajmer or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code BARB0FATAJM. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Fatehgarh, Rajasthan, Ajmer

Below in the table are the key details related to IFSC Code BARB0FATAJM of Bank Of Baroda for its branch located in Ajmer, within the district of Fatehgarh in the state of Rajasthan.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0FATAJM
Branch Fatehgarh, Rajasthan
City Ajmer
District Fatehgarh
State Rajasthan
Address Fatehgarh,Ajmer, Rajasthan-305412

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Ajmer for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0FATAJM for the Fatehgarh, Rajasthan branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0FATAJM is given to every bank branch, including Bank Of Baroda located in Fatehgarh, Rajasthan, Ajmer, Rajasthan, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Ajmer.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Ajmer and Fatehgarh.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Rajasthan and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Fatehgarh, Rajasthan doesn't end up at another location.

Format of the IFSC Code BARB0FATAJM

The format of the IFSC Code for banks, including Bank Of Baroda, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Fatehgarh, Rajasthan in Ajmer.

For example, the IFSC Code BARB0FATAJM of Bank Of Baroda for the Fatehgarh, Rajasthan branch includes these elements, identifying the bank and the branch location in Ajmer and Rajasthan correctly.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0FATAJM of Bank Of Baroda for its Fatehgarh, Rajasthan branch located in Ajmer, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Ajmer and Fatehgarh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Fatehgarh, Rajasthan or Ajmer to get the exact IFSC Code BARB0FATAJM.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Ajmer, then it will provide you proper information.

How to Use IFSC Code BARB0FATAJM for Online Transfers?

Once you have the IFSC Code BARB0FATAJM for the Fatehgarh, Rajasthan branch of Bank Of Baroda in Ajmer, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0FATAJM. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0FATAJM.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Fatehgarh, Rajasthan in Ajmer, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Fatehgarh, Rajasthan, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Ajmer manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Fatehgarh, Rajasthan, Ajmer?

The IFSC Code is BARB0FATAJM.

Is the IFSC Code BARB0FATAJM permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Fatehgarh, Rajasthan?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Fatehgarh, Rajasthan branch?

The address of the branch is Fatehgarh,Ajmer, Rajasthan-305412 located in Ajmer, Fatehgarh, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.