Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Baroda for its Ripans branch in Aizwal, Aizwal, or Mizoram, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Baroda located in Aizwal or anywhere in Mizoram can transfer funds instantly by using the correct IFSC Code BARB0RIPANS. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Ripans, Aizwal

Here are the key points that are associated with the IFSC Code BARB0RIPANS of Bank Of Baroda for its branch located in Aizwal, within the district of Aizwal in the state of Mizoram.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0RIPANS
Branch Ripans
City Aizwal
District Aizwal
State Mizoram
Address Ripana Campus Zemabawak Aizwal Mizoram 796017

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Baroda in Aizwal for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BARB0RIPANS for the Ripans branch of Bank Of Baroda is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Ripans, Aizwal, Mizoram, are allotted a unique IFSC like BARB0RIPANS to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Aizwal.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Aizwal and Aizwal.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Baroda in Ripans reaches the right place, even though there are thousands of branches in Mizoram and across India.

Format of the IFSC Code BARB0RIPANS

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ripans in Aizwal.

For example, the IFSC Code BARB0RIPANS of Bank Of Baroda for the Ripans branch includes these elements, identifying the bank and the branch location in Aizwal and Mizoram accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are looking for the IFSC Code BARB0RIPANS of Bank Of Baroda for its Ripans branch located in Aizwal, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Baroda branches in Aizwal and Aizwal, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Baroda and look for the branch locator section, then search for Ripans or Aizwal to get the exact IFSC Code BARB0RIPANS.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Baroda and Aizwal, then it will provide you proper information.

How to Use IFSC Code BARB0RIPANS for Online Transfers?

Once you have the IFSC Code BARB0RIPANS for the Ripans branch of Bank Of Baroda in Aizwal, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BARB0RIPANS. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0RIPANS.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda Ripans in Aizwal, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Baroda in Ripans, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Aizwal manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Ripans Aizwal?

The IFSC Code of the Ripans Aizwal branch is BARB0RIPANS.

Is IFSC Code BARB0RIPANS permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Ripans branch?

The branch is located at Ripana Campus Zemabawak Aizwal Mizoram 796017.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.