For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Rosarb Banaskantha branch in Ahmedabad, Palanpur, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Ahmedabad or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BARB0SARBNK. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Rosarb Banaskantha, Ahmedabad

The table below shows the main details of the IFSC Code BARB0SARBNK for the Bank Of Baroda branch in Ahmedabad, which falls under the Palanpur district in Gujarat.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0SARBNK
Branch Rosarb Banaskantha
City Ahmedabad
District Palanpur
State Gujarat
Address Bank Of Baroda Regional Office 3Rd Floor Rudra Arcade 385001

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Ahmedabad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0SARBNK for the Rosarb Banaskantha branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Baroda located in Rosarb Banaskantha, Ahmedabad, Gujarat, are given a unique IFSC like BARB0SARBNK to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Ahmedabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Ahmedabad and Palanpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Baroda in Rosarb Banaskantha goes to the correct branch. This is important because Bank Of Baroda has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BARB0SARBNK

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Baroda, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rosarb Banaskantha in Ahmedabad.

For example, the IFSC Code BARB0SARBNK of Bank Of Baroda for the Rosarb Banaskantha branch includes these elements, identifying the bank and the branch location in Ahmedabad and Gujarat accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0SARBNK of Bank Of Baroda for its Rosarb Banaskantha branch located in Ahmedabad, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Baroda include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Ahmedabad and Palanpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Baroda and find the branch locator section. Search for Rosarb Banaskantha or Ahmedabad to get the exact IFSC Code BARB0SARBNK.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Baroda and Ahmedabad that will provide accurate information.

How to Use IFSC Code BARB0SARBNK for Online Transfers?

Once you have the IFSC Code BARB0SARBNK for the Rosarb Banaskantha branch of Bank Of Baroda in Ahmedabad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0SARBNK. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0SARBNK.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Rosarb Banaskantha in Ahmedabad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Rosarb Banaskantha, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Ahmedabad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda Rosarb Banaskantha Ahmedabad?

The IFSC Code of the Rosarb Banaskantha Ahmedabad branch is BARB0SARBNK.

Is IFSC Code BARB0SARBNK permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of Baroda Rosarb Banaskantha branch?

The branch is located at Bank Of Baroda Regional Office 3Rd Floor Rudra Arcade 385001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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