For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Baroda for its Fatehabad Road, Agra branch in Agra, Agra, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Baroda located in Agra or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BARB0SIDDHA. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Baroda, Fatehabad Road, Agra, Agra

The table below shows the main details of the IFSC Code BARB0SIDDHA for the Bank Of Baroda branch in Agra, which falls under the Agra district in Uttar Pradesh.

Particulars Details
Bank Bank Of Baroda
IFSC Code BARB0SIDDHA
Branch Fatehabad Road, Agra
City Agra
District Agra
State Uttar Pradesh
Address 30/20K,Siddhart Nagar, Opp Hotal Mughal, Fatehabad Road, Agra, Up 282 004

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Baroda in Agra for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0SIDDHA for the Fatehabad Road, Agra branch of Bank Of Baroda has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BARB0SIDDHA is given to every bank branch, including Bank Of Baroda located in Fatehabad Road, Agra, Agra, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Baroda branch in Agra.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Agra and Agra.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Baroda in Fatehabad Road, Agra doesn't end up at another location.

Format of the IFSC Code BARB0SIDDHA

The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Fatehabad Road, Agra in Agra.

For example, the IFSC Code BARB0SIDDHA of Bank Of Baroda for the Fatehabad Road, Agra branch includes these elements, identifying the bank and the branch location in Agra and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Baroda?

If you are trying to find the IFSC Code BARB0SIDDHA of Bank Of Baroda for its Fatehabad Road, Agra branch located in Agra, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Baroda branches in Agra and Agra, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for Fatehabad Road, Agra or Agra to get the exact IFSC Code BARB0SIDDHA.

Mobile Banking App

If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Agra, you'll get the correct details.

How to Use IFSC Code BARB0SIDDHA for Online Transfers?

Once you have the IFSC Code BARB0SIDDHA for the Fatehabad Road, Agra branch of Bank Of Baroda in Agra, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BARB0SIDDHA. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Baroda IFSC Code BARB0SIDDHA.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Baroda Fatehabad Road, Agra in Agra, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in Fatehabad Road, Agra, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Baroda website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Agra to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Baroda in Fatehabad Road, Agra, Agra?

The IFSC Code is BARB0SIDDHA.

Is the IFSC Code BARB0SIDDHA permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Baroda Fatehabad Road, Agra?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Fatehabad Road, Agra branch?

The address of the branch is 30/20K,Siddhart Nagar, Opp Hotal Mughal, Fatehabad Road, Agra, Up 282 004 located in Agra, Agra, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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