The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Baroda for its M S M E, Adilabad branch in Adilabad, Adilabad, Telangana, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Baroda located in Adilabad or anywhere in Telangana can transfer funds instantly by using the correct IFSC Code BARB0VJADIL. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Baroda, M S M E, Adilabad, Adilabad
Here are the main details that are associated with the IFSC Code BARB0VJADIL of Bank Of Baroda for its branch located in Adilabad, within the district of Adilabad in the state of Telangana.
| Particulars | Details |
|---|---|
| Bank | Bank Of Baroda |
| IFSC Code | BARB0VJADIL |
| Branch | M S M E, Adilabad |
| City | Adilabad |
| District | Adilabad |
| State | Telangana |
| Address | Door No. 43113,Ground Flr , Adj.To Central Library , Netaji Chowk,Bhuktapur , Adilabad , 504001 |
These details helps users in online banking and for businesses and individuals who use Bank Of Baroda in Adilabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BARB0VJADIL for the M S M E, Adilabad branch of Bank Of Baroda plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Baroda located in M S M E, Adilabad, Adilabad, Telangana, is provided with a unique IFSC like BARB0VJADIL to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Baroda branch in Adilabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Adilabad and Adilabad.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Telangana and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Baroda in M S M E, Adilabad do not get mixed with another location.
Format of the IFSC Code BARB0VJADIL
The format of the IFSC Code for banks, including Bank Of Baroda, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Baroda, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as M S M E, Adilabad in Adilabad.
For example, the IFSC Code BARB0VJADIL of Bank Of Baroda for the M S M E, Adilabad branch includes these elements, identifying the bank and the branch location in Adilabad and Telangana accurately.
How to Find IFSC Code for Bank Of Baroda?
If you are trying to find the IFSC Code BARB0VJADIL of Bank Of Baroda for its M S M E, Adilabad branch located in Adilabad, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Baroda includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of Baroda branches in Adilabad and Adilabad, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Baroda and navigate to the branch locator section. Search for M S M E, Adilabad or Adilabad to get the exact IFSC Code BARB0VJADIL.
Mobile Banking App
If you use Bank Of Baroda's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Baroda and Adilabad, you'll get the correct details.
How to Use IFSC Code BARB0VJADIL for Online Transfers?
Once you have the IFSC Code BARB0VJADIL for the M S M E, Adilabad branch of Bank Of Baroda in Adilabad, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BARB0VJADIL. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of Baroda IFSC Code BARB0VJADIL.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Baroda M S M E, Adilabad in Adilabad, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Baroda in M S M E, Adilabad, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Baroda website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Adilabad to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BARB0VJADIL.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Door No. 43113,Ground Flr , Adj.To Central Library , Netaji Chowk,Bhuktapur , Adilabad , 504001 located in Adilabad, Adilabad, Telangana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.