For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bandhan Bank Limited for its Chaibasa branch in West Singhbhum, Patna, Jharkhand, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bandhan Bank Limited located in West Singhbhum or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code BDBL0001113. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bandhan Bank Limited, Chaibasa, West Singhbhum
Below in the table are the key details related to IFSC Code BDBL0001113 of Bandhan Bank Limited for its branch located in West Singhbhum, within the district of Patna in the state of Jharkhand.
| Particulars | Details |
|---|---|
| Bank | Bandhan Bank Limited |
| IFSC Code | BDBL0001113 |
| Branch | Chaibasa |
| City | West Singhbhum |
| District | Patna |
| State | Jharkhand |
| Address | Sentola,Near Yashoda Talkies,P.O.Chaibasa,Dist.Singhbhumw,Jharkhand,Pin-833201 |
These details are essential not only for online banking users but also for businesses and individuals who use Bandhan Bank Limited in West Singhbhum for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0001113 for the Chaibasa branch of Bandhan Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Chaibasa, West Singhbhum, Jharkhand, is provided a unique IFSC like BDBL0001113 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bandhan Bank Limited branch in West Singhbhum.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like West Singhbhum and Patna.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Jharkhand and the rest of India, the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Chaibasa do not get misguided to another person.
Format of the IFSC Code BDBL0001113
The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bandhan Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chaibasa in West Singhbhum.
For example, the IFSC Code BDBL0001113 of Bandhan Bank Limited for the Chaibasa branch includes these elements, identifying the bank and the branch location in West Singhbhum and Jharkhand accurately.
How to Find IFSC Code for Bandhan Bank Limited?
To find the IFSC Code BDBL0001113 of Bandhan Bank Limited for its Chaibasa branch located in West Singhbhum, the following methods can help you out:
Cheque Book
The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bandhan Bank Limited branches in West Singhbhum and Patna, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bandhan Bank Limited and go to the branch locator section. Then search for Chaibasa or West Singhbhum to find the exact IFSC Code BDBL0001113.
Mobile Banking App
If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bandhan Bank Limited and West Singhbhum will provide accurate information.
How to Use IFSC Code BDBL0001113 for Online Transfers?
Once you have the IFSC Code BDBL0001113 for the Chaibasa branch of Bandhan Bank Limited in West Singhbhum, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BDBL0001113. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001113.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bandhan Bank Limited Chaibasa in West Singhbhum, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bandhan Bank Limited in Chaibasa, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bandhan Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in West Singhbhum manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BDBL0001113.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Sentola,Near Yashoda Talkies,P.O.Chaibasa,Dist.Singhbhumw,Jharkhand,Pin-833201 located in West Singhbhum, Patna, Jharkhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.