The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bandhan Bank Limited for its Ramachandra Rao Peta Branch Eluru branch in West Godawari, Eluru, Andhra Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bandhan Bank Limited located in West Godawari or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code BDBL0002436. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bandhan Bank Limited, Ramachandra Rao Peta Branch Eluru, West Godawari

Here are the main details that are associated with the IFSC Code BDBL0002436 of Bandhan Bank Limited for its branch located in West Godawari, within the district of Eluru in the state of Andhra Pradesh.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0002436
Branch Ramachandra Rao Peta Branch Eluru
City West Godawari
District Eluru
State Andhra Pradesh
Address D.No 23B-5-11/1 , Cdma Assessment No 1075033931 , Ramachandrarao Peta , Eluru Municipality , Eluru , Andhra Pradesh - 534002

These details are crucial, not just for online banking users but also for businesses and individuals who use Bandhan Bank Limited in West Godawari for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002436 for the Ramachandra Rao Peta Branch Eluru branch of Bandhan Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BDBL0002436 is given to every bank branch, including Bandhan Bank Limited located in Ramachandra Rao Peta Branch Eluru, West Godawari, Andhra Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bandhan Bank Limited branch in West Godawari.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like West Godawari and Eluru.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Andhra Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Ramachandra Rao Peta Branch Eluru doesn't end up at another location.

Format of the IFSC Code BDBL0002436

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bandhan Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ramachandra Rao Peta Branch Eluru in West Godawari.

For example, the IFSC Code BDBL0002436 of Bandhan Bank Limited for the Ramachandra Rao Peta Branch Eluru branch includes these elements, identifying the bank and the branch location in West Godawari and Andhra Pradesh accurately.

How to Find IFSC Code for Bandhan Bank Limited?

If you are looking for the IFSC Code BDBL0002436 of Bandhan Bank Limited for its Ramachandra Rao Peta Branch Eluru branch located in West Godawari, the following methods can help:

Cheque Book

The cheque book that is issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bandhan Bank Limited branches in West Godawari and Eluru, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bandhan Bank Limited and look for the branch locator section, then search for Ramachandra Rao Peta Branch Eluru or West Godawari to get the exact IFSC Code BDBL0002436.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bandhan Bank Limited and West Godawari, then it will provide you proper information.

How to Use IFSC Code BDBL0002436 for Online Transfers?

If you have the IFSC Code BDBL0002436 for the Ramachandra Rao Peta Branch Eluru branch of Bandhan Bank Limited in West Godawari, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0002436. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002436.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bandhan Bank Limited Ramachandra Rao Peta Branch Eluru in West Godawari, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Ramachandra Rao Peta Branch Eluru, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in West Godawari manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Ramachandra Rao Peta Branch Eluru, West Godawari?

The IFSC Code is BDBL0002436.

Is the IFSC Code BDBL0002436 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Ramachandra Rao Peta Branch Eluru?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ramachandra Rao Peta Branch Eluru branch?

The address of the branch is D.No 23B-5-11/1 , Cdma Assessment No 1075033931 , Ramachandrarao Peta , Eluru Municipality , Eluru , Andhra Pradesh - 534002 located in West Godawari, Eluru, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.