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IFSC Code of Bandhan Bank Limited, Bettiah, Patna, Bihar — BDBL0001108

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bandhan Bank Limited for its Bettiah branch in West Champaran, Patna, Bihar, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bandhan Bank Limited located in West Champaran or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BDBL0001108. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Bettiah, West Champaran

Below in the table are the key details related to IFSC Code BDBL0001108 of Bandhan Bank Limited for its branch located in West Champaran, within the district of Patna in the state of Bihar.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0001108
Branch Bettiah
City West Champaran
District Patna
State Bihar
Address Shivpuri Collony,Near Supriya Cinema Road,P.O.Bettiah,Dist.West Champaran,Bihar,Pin -845438

These details are crucial, not just for online banking users but also for businesses and individuals who use Bandhan Bank Limited in West Champaran for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0001108 for the Bettiah branch of Bandhan Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BDBL0001108 is given to every bank branch, including Bandhan Bank Limited located in Bettiah, West Champaran, Bihar, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bandhan Bank Limited branch in West Champaran.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like West Champaran and Patna.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Bettiah doesn't end up at another location.

Format of the IFSC Code BDBL0001108

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bandhan Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bettiah in West Champaran.

For example, the IFSC Code BDBL0001108 of Bandhan Bank Limited for the Bettiah branch includes these elements, identifying the bank and the branch location in West Champaran and Bihar accurately.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0001108 of Bandhan Bank Limited for its Bettiah branch located in West Champaran, the following methods can help:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bandhan Bank Limited branches in West Champaran and Patna, print them on the first page of your passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and navigate to the branch locator section. Search for Bettiah or West Champaran to get the exact IFSC Code BDBL0001108.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bandhan Bank Limited and West Champaran, you'll get the correct details.

How to Use IFSC Code BDBL0001108 for Online Transfers?

Once you have the IFSC Code BDBL0001108 for the Bettiah branch of Bandhan Bank Limited in West Champaran, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BDBL0001108. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001108.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Bettiah in West Champaran, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Bettiah, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in West Champaran manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Bettiah, West Champaran?

The IFSC Code is BDBL0001108.

Is the IFSC Code BDBL0001108 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Bettiah?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bettiah branch?

The address of the branch is Shivpuri Collony,Near Supriya Cinema Road,P.O.Bettiah,Dist.West Champaran,Bihar,Pin -845438 located in West Champaran, Patna, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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