There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bandhan Bank Limited for its Sulthan Bathery Branch branch in Wayanad, Wayanad, Kerala, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bandhan Bank Limited situated in Wayanad or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code BDBL0002230. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Sulthan Bathery Branch, Wayanad

Here are the main details that are associated with the IFSC Code BDBL0002230 of Bandhan Bank Limited for its branch located in Wayanad, within the district of Wayanad in the state of Kerala.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0002230
Branch Sulthan Bathery Branch
City Wayanad
District Wayanad
State Kerala
Address Tva Building, Ground Floor, Chulliyode Road, Wayanad , Sulthan Bathery-673592, Kerala

These details are crucial, not just for online banking users but also for businesses and individuals who use Bandhan Bank Limited in Wayanad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002230 for the Sulthan Bathery Branch branch of Bandhan Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Sulthan Bathery Branch, Wayanad, Kerala, is provided a unique IFSC like BDBL0002230 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bandhan Bank Limited branch in Wayanad.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Wayanad and Wayanad.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Sulthan Bathery Branch do not get misguided to another person.

Format of the IFSC Code BDBL0002230

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bandhan Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sulthan Bathery Branch in Wayanad.

For example, the IFSC Code BDBL0002230 of Bandhan Bank Limited for the Sulthan Bathery Branch branch has these elements, identifying the bank and the branch location in Wayanad and Kerala correctly.

How to Find IFSC Code for Bandhan Bank Limited?

If you are looking for the IFSC Code BDBL0002230 of Bandhan Bank Limited for its Sulthan Bathery Branch branch located in Wayanad, the following methods can help:

Cheque Book

The cheque book that is issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bandhan Bank Limited branches in Wayanad and Wayanad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bandhan Bank Limited and look for the branch locator section, then search for Sulthan Bathery Branch or Wayanad to get the exact IFSC Code BDBL0002230.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bandhan Bank Limited and Wayanad, then it will provide you proper information.

How to Use IFSC Code BDBL0002230 for Online Transfers?

Once you have the IFSC Code BDBL0002230 for the Sulthan Bathery Branch branch of Bandhan Bank Limited in Wayanad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BDBL0002230. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002230.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Sulthan Bathery Branch in Wayanad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Sulthan Bathery Branch, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Wayanad manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Sulthan Bathery Branch, Wayanad?

The IFSC Code is BDBL0002230.

Is the IFSC Code BDBL0002230 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Sulthan Bathery Branch?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Sulthan Bathery Branch branch?

The address of the branch is Tva Building, Ground Floor, Chulliyode Road, Wayanad , Sulthan Bathery-673592, Kerala located in Wayanad, Wayanad, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.