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IFSC Code of Bandhan Bank Limited, Luxa Road Branch, Varanasi, Varanasi, Uttar Pradesh — BDBL0002633

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bandhan Bank Limited for its Luxa Road Branch, Varanasi branch in Varanasi, Varanasi, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bandhan Bank Limited situated in Varanasi or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code BDBL0002633. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Luxa Road Branch, Varanasi, Varanasi

Here are the key points that are associated with the IFSC Code BDBL0002633 of Bandhan Bank Limited for its branch located in Varanasi, within the district of Varanasi in the state of Uttar Pradesh.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0002633
Branch Luxa Road Branch, Varanasi
City Varanasi
District Varanasi
State Uttar Pradesh
Address D48/141A, Ishwar Tower, 1St Floor, Luxa Road, Dist - Varanasi, State - Uttar Pradesh, Pin - 221010

These details help users in online banking and for businesses and individuals who use Bandhan Bank Limited in Varanasi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002633 for the Luxa Road Branch, Varanasi branch of Bandhan Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bandhan Bank Limited located in Luxa Road Branch, Varanasi, Varanasi, Uttar Pradesh, are given a unique IFSC like BDBL0002633 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Varanasi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Varanasi and Varanasi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bandhan Bank Limited in Luxa Road Branch, Varanasi goes to the correct branch. This is important because Bandhan Bank Limited has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BDBL0002633

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bandhan Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Luxa Road Branch, Varanasi in Varanasi.

For example, the IFSC Code BDBL0002633 of Bandhan Bank Limited for the Luxa Road Branch, Varanasi branch includes these elements, identifying the bank and the branch location in Varanasi and Uttar Pradesh accurately.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0002633 of Bandhan Bank Limited for its Luxa Road Branch, Varanasi branch located in Varanasi, the following methods can help:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bandhan Bank Limited branches in Varanasi and Varanasi, print them on the first page of your passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and navigate to the branch locator section. Search for Luxa Road Branch, Varanasi or Varanasi to get the exact IFSC Code BDBL0002633.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bandhan Bank Limited and Varanasi, you'll get the correct details.

How to Use IFSC Code BDBL0002633 for Online Transfers?

Once you have the IFSC Code BDBL0002633 for the Luxa Road Branch, Varanasi branch of Bandhan Bank Limited in Varanasi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BDBL0002633. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002633.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Luxa Road Branch, Varanasi in Varanasi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Luxa Road Branch, Varanasi, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Varanasi manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Luxa Road Branch, Varanasi, Varanasi?

The IFSC Code is BDBL0002633.

Is the IFSC Code BDBL0002633 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Luxa Road Branch, Varanasi?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Luxa Road Branch, Varanasi branch?

The address of the branch is D48/141A, Ishwar Tower, 1St Floor, Luxa Road, Dist - Varanasi, State - Uttar Pradesh, Pin - 221010 located in Varanasi, Varanasi, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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