There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bandhan Bank Limited for its Uttar Kashi Branch branch in Uttarkashi, Uttar Kashi, Uttarakhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bandhan Bank Limited situated in Uttarkashi or anywhere in Uttarakhand can easily transfer funds instantly by using the correct IFSC Code BDBL0002396. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Uttar Kashi Branch, Uttarkashi

The table below shows the main details of the IFSC Code BDBL0002396 for the Bandhan Bank Limited branch in Uttarkashi, which falls under the Uttar Kashi district in Uttarakhand.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0002396
Branch Uttar Kashi Branch
City Uttarkashi
District Uttar Kashi
State Uttarakhand
Address Upper Ground Floor, Nath Bhawan, Anand Nagar, Near Sahaj Villa Hotel, Gyansu, Uttar Kashi, Dist-Uttar Kashi, State-Uttrakhand, Pincode-249193

These details helps users in online banking and for businesses and individuals who use Bandhan Bank Limited in Uttarkashi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002396 for the Uttar Kashi Branch branch of Bandhan Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bandhan Bank Limited located in Uttar Kashi Branch, Uttarkashi, Uttarakhand, are allotted a unique IFSC like BDBL0002396 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Uttarkashi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Uttarkashi and Uttar Kashi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bandhan Bank Limited in Uttar Kashi Branch reaches the right place, even though there are thousands of branches in Uttarakhand and across India.

Format of the IFSC Code BDBL0002396

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bandhan Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Uttar Kashi Branch in Uttarkashi.

For example, the IFSC Code BDBL0002396 of Bandhan Bank Limited for the Uttar Kashi Branch branch has these elements, identifying the bank and the branch location in Uttarkashi and Uttarakhand correctly.

How to Find IFSC Code for Bandhan Bank Limited?

If you are looking for the IFSC Code BDBL0002396 of Bandhan Bank Limited for its Uttar Kashi Branch branch located in Uttarkashi, the following methods can help:

Cheque Book

The cheque book that is issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bandhan Bank Limited branches in Uttarkashi and Uttar Kashi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bandhan Bank Limited and look for the branch locator section, then search for Uttar Kashi Branch or Uttarkashi to get the exact IFSC Code BDBL0002396.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bandhan Bank Limited and Uttarkashi, then it will provide you proper information.

How to Use IFSC Code BDBL0002396 for Online Transfers?

Once you have the IFSC Code BDBL0002396 for the Uttar Kashi Branch branch of Bandhan Bank Limited in Uttarkashi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BDBL0002396. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002396.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Uttar Kashi Branch in Uttarkashi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Uttar Kashi Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Uttarkashi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Uttar Kashi Branch, Uttarkashi?

The IFSC Code is BDBL0002396.

Is the IFSC Code BDBL0002396 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Uttar Kashi Branch?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Uttar Kashi Branch branch?

The address of the branch is Upper Ground Floor, Nath Bhawan, Anand Nagar, Near Sahaj Villa Hotel, Gyansu, Uttar Kashi, Dist-Uttar Kashi, State-Uttrakhand, Pincode-249193 located in Uttarkashi, Uttar Kashi, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.