Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bandhan Bank Limited for its Kichha branch in Udham Singh Nagar, Moradabad, or Uttarakhand, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bandhan Bank Limited located in Udham Singh Nagar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code BDBL0001566. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Kichha, Udham Singh Nagar

Here are the main details that are associated with the IFSC Code BDBL0001566 of Bandhan Bank Limited for its branch located in Udham Singh Nagar, within the district of Moradabad in the state of Uttarakhand.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0001566
Branch Kichha
City Udham Singh Nagar
District Moradabad
State Uttarakhand
Address Rudrapur Road,Opp.Bank Of Baroda,Kichha,Udham Singh Nagar,Uttarakhand,Pin 263148

These details helps users in online banking and for businesses and individuals who use Bandhan Bank Limited in Udham Singh Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0001566 for the Kichha branch of Bandhan Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Kichha, Udham Singh Nagar, Uttarakhand, is provided a unique IFSC like BDBL0001566 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bandhan Bank Limited branch in Udham Singh Nagar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Udham Singh Nagar and Moradabad.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Kichha do not get misguided to another person.

Format of the IFSC Code BDBL0001566

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bandhan Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kichha in Udham Singh Nagar.

For example, the IFSC Code BDBL0001566 of Bandhan Bank Limited for the Kichha branch has these elements, identifying the bank and the branch location in Udham Singh Nagar and Uttarakhand correctly.

How to Find IFSC Code for Bandhan Bank Limited?

To find the IFSC Code BDBL0001566 of Bandhan Bank Limited for its Kichha branch located in Udham Singh Nagar, the following methods can help you out:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Udham Singh Nagar and Moradabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and go to the branch locator section. Then search for Kichha or Udham Singh Nagar to find the exact IFSC Code BDBL0001566.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bandhan Bank Limited and Udham Singh Nagar will provide accurate information.

How to Use IFSC Code BDBL0001566 for Online Transfers?

Once you have the IFSC Code BDBL0001566 for the Kichha branch of Bandhan Bank Limited in Udham Singh Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BDBL0001566. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001566.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Kichha in Udham Singh Nagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Kichha, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Udham Singh Nagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Kichha, Udham Singh Nagar?

The IFSC Code is BDBL0001566.

Is the IFSC Code BDBL0001566 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Kichha?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kichha branch?

The address of the branch is Rudrapur Road,Opp.Bank Of Baroda,Kichha,Udham Singh Nagar,Uttarakhand,Pin 263148 located in Udham Singh Nagar, Moradabad, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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