For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bandhan Bank Limited for its Sadiya Chapakhowa branch in Tinsukia, Sadiya Chapakhowa, Assam, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bandhan Bank Limited located in Tinsukia or anywhere in Assam can transfer funds instantly by using the correct IFSC Code BDBL0002049. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Sadiya Chapakhowa, Tinsukia

Below in the table are the key details related to IFSC Code BDBL0002049 of Bandhan Bank Limited for its branch located in Tinsukia, within the district of Sadiya Chapakhowa in the state of Assam.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0002049
Branch Sadiya Chapakhowa
City Tinsukia
District Sadiya Chapakhowa
State Assam
Address Chapakhowa,Daily Bazar,Po Chapakhowa,Ps Sadiya,Dist-Tinsukia,Assam-786157

These details help users in online banking and for businesses and individuals who use Bandhan Bank Limited in Tinsukia for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002049 for the Sadiya Chapakhowa branch of Bandhan Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Sadiya Chapakhowa, Tinsukia, Assam, is provided with a unique IFSC like BDBL0002049 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bandhan Bank Limited branch in Tinsukia.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Tinsukia and Sadiya Chapakhowa.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Sadiya Chapakhowa do not get mixed with another location.

Format of the IFSC Code BDBL0002049

The format of the IFSC Code for banks, including Bandhan Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bandhan Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sadiya Chapakhowa in Tinsukia.

For example, the IFSC Code BDBL0002049 of Bandhan Bank Limited for the Sadiya Chapakhowa branch includes these elements, identifying the bank and the branch location in Tinsukia and Assam correctly.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0002049 of Bandhan Bank Limited for its Sadiya Chapakhowa branch located in Tinsukia, the following methods can help:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Tinsukia and Sadiya Chapakhowa, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and navigate to the branch locator section. Search for Sadiya Chapakhowa or Tinsukia to get the exact IFSC Code BDBL0002049.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bandhan Bank Limited and Tinsukia, you'll get the correct details.

How to Use IFSC Code BDBL0002049 for Online Transfers?

Once you have the IFSC Code BDBL0002049 for the Sadiya Chapakhowa branch of Bandhan Bank Limited in Tinsukia, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0002049. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002049.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bandhan Bank Limited Sadiya Chapakhowa in Tinsukia may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Sadiya Chapakhowa, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Tinsukia to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Sadiya Chapakhowa, Tinsukia?

The IFSC Code is BDBL0002049.

Is the IFSC Code BDBL0002049 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Sadiya Chapakhowa?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sadiya Chapakhowa branch?

The address of the branch is Chapakhowa,Daily Bazar,Po Chapakhowa,Ps Sadiya,Dist-Tinsukia,Assam-786157 located in Tinsukia, Sadiya Chapakhowa, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.