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IFSC Code of Bandhan Bank Limited, Vip Road Vesu Branch Surat, Surat, Gujarat — BDBL0002492

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bandhan Bank Limited for its Vip Road Vesu Branch Surat branch in Surat, Surat, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bandhan Bank Limited situated in Surat or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code BDBL0002492. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Vip Road Vesu Branch Surat, Surat

Here are the main details that are associated with the IFSC Code BDBL0002492 of Bandhan Bank Limited for its branch located in Surat, within the district of Surat in the state of Gujarat.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0002492
Branch Vip Road Vesu Branch Surat
City Surat
District Surat
State Gujarat
Address G-5,White House,Vip Road,Vesu,Surat,Dist-Surat,State-Gujarat,Pin-395007

These details are important not only for users using online banking but also for businesses and individuals who use Bandhan Bank Limited in Surat for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BDBL0002492 for the Vip Road Vesu Branch Surat branch of Bandhan Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bandhan Bank Limited located in Vip Road Vesu Branch Surat, Surat, Gujarat, are allotted a unique IFSC like BDBL0002492 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Surat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Surat and Surat.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bandhan Bank Limited in Vip Road Vesu Branch Surat reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code BDBL0002492

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bandhan Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vip Road Vesu Branch Surat in Surat.

For example, the IFSC Code BDBL0002492 of Bandhan Bank Limited for the Vip Road Vesu Branch Surat branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0002492 of Bandhan Bank Limited for its Vip Road Vesu Branch Surat branch located in Surat, the following methods can help:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Surat and Surat, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and navigate to the branch locator section. Search for Vip Road Vesu Branch Surat or Surat to get the exact IFSC Code BDBL0002492.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bandhan Bank Limited and Surat, you'll get the correct details.

How to Use IFSC Code BDBL0002492 for Online Transfers?

If you have the IFSC Code BDBL0002492 for the Vip Road Vesu Branch Surat branch of Bandhan Bank Limited in Surat, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0002492. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002492.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bandhan Bank Limited Vip Road Vesu Branch Surat in Surat, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Vip Road Vesu Branch Surat, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Surat to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited Vip Road Vesu Branch Surat Surat?

The IFSC Code of the Vip Road Vesu Branch Surat Surat branch is BDBL0002492.

Is IFSC Code BDBL0002492 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bandhan Bank Limited Vip Road Vesu Branch Surat branch?

The branch is located at G-5,White House,Vip Road,Vesu,Surat,Dist-Surat,State-Gujarat,Pin-395007.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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