The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bandhan Bank Limited for its Srikakulam branch in Srikakulam, Srikakulam, Andhra Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bandhan Bank Limited located in Srikakulam or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code BDBL0001968. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bandhan Bank Limited, Srikakulam, Srikakulam

The table below shows the main details of the IFSC Code BDBL0001968 for the Bandhan Bank Limited branch in Srikakulam, which falls under the Srikakulam district in Andhra Pradesh.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0001968
Branch Srikakulam
City Srikakulam
District Srikakulam
State Andhra Pradesh
Address Cmv/100/242,Womens College Road.Srikakulam,Opp To Punjab National Bank,State-Andhra Pradesh,Pin-532001

These details help users in online banking and for businesses and individuals who use Bandhan Bank Limited in Srikakulam for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0001968 for the Srikakulam branch of Bandhan Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Srikakulam, Srikakulam, Andhra Pradesh, is provided a unique IFSC like BDBL0001968 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bandhan Bank Limited branch in Srikakulam.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Srikakulam and Srikakulam.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Andhra Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Srikakulam do not get misguided to another person.

Format of the IFSC Code BDBL0001968

The format of the IFSC Code for banks, including Bandhan Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bandhan Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Srikakulam in Srikakulam.

For example, the IFSC Code BDBL0001968 of Bandhan Bank Limited for the Srikakulam branch includes these elements, identifying the bank and the branch location in Srikakulam and Andhra Pradesh correctly.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0001968 of Bandhan Bank Limited for its Srikakulam branch located in Srikakulam, the following methods can help:

Cheque Book

The cheque books that are issued by Bandhan Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Srikakulam and Srikakulam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and find the branch locator section. Search for Srikakulam or Srikakulam to get the exact IFSC Code BDBL0001968.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bandhan Bank Limited and Srikakulam that will provide accurate information.

How to Use IFSC Code BDBL0001968 for Online Transfers?

Once you have the IFSC Code BDBL0001968 for the Srikakulam branch of Bandhan Bank Limited in Srikakulam, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BDBL0001968. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001968.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Srikakulam in Srikakulam, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Srikakulam, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Srikakulam manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Srikakulam, Srikakulam?

The IFSC Code is BDBL0001968.

Is the IFSC Code BDBL0001968 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Srikakulam?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Srikakulam branch?

The address of the branch is Cmv/100/242,Womens College Road.Srikakulam,Opp To Punjab National Bank,State-Andhra Pradesh,Pin-532001 located in Srikakulam, Srikakulam, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.